31 Overview Ln, Elma, WA 98541 Property Records

Grays Harbor County property record for 31 Overview Ln, Elma, WA 98541

Property Summary

Property Type	Mobile Home
Details	1,431 sqft · built 2023
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$145,000 (Jul 2021)
Tax Bill	$4,508 (2026)
Deeds & Mortgages	May 2023 Construction Loan Jul 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`180627340110`

Property Details

APN / Parcel Number

Primary APN	`180627340110`

Interior

Building Area	1,431 sqft Living Area

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Mobile Home
Lot Area	87,120 sqft (2 acres)
Garage Area	1,280 sqft

Location & Zoning

Street Address	31 OVERVIEW LN
City	ELMA
State	WA
Zip	98541-0687
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LOT A OF BLA 21-0443 AFN 21-05070005
Legal Range	27
Legal Township	06
Legal Section	18
Legal Lot Number	A
Jurisdiction	GRAYS HARBOR WA
Township / Civil Division	ELMA
Census Block Group	2
Census Block	2044
Census Tract	501

Owner

Source: Grays Harbor County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	219 W MARKET ST, ABERDEEN, WA 98520-6292
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
May 17, 2023	Deed of Trust, Mortgage · Construction Mortgage 1ST SECURITY BANK OF WASHINGTON
Jul 30, 2021	Warranty Deed, Transfer GRAYS HARBOR TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2021 · Amount on Record
Deed Sale	Jul 30, 2021 · Amount on Record
Deed Document Number	202143
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYS HARBOR WA
Property Address	31 OVERVIEW LN, ELMA, WA 98541-0687
Transaction Type	Mortgage
Record Updated	Apr 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2200 196TH ST SE 99, 99, BOTHELL, WA 98012-7238

Mortgage

Document Number	0005170011
Date	May 17, 2023
Instrument	2023-05170011

Lender

Name	1ST SECURITY BANK OF WASHINGTON
Type	Bank
Address	MOUNTLAKE TERRACE, WA 98043

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jun 1, 2054

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYS HARBOR WA
Recording Date	Jul 30, 2021
Property Address	31 OVERVIEW LN, ELMA, WA 98541-0687
Document Number	0007300043
Instrument Date	Jul 28, 2021
Instrument	2021-07300043
Transaction Type	Transfer
Record Updated	Apr 2, 2024
Title Company	GRAYS HARBOR TITLE

Transaction

Amount	Amount Recorded
Tax	$1,962.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	219 W MARKET ST, ABERDEEN, WA 98520-6292

Tax Assessment & Valuation

Source: Grays Harbor County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Grays Harbor County
Unified School District	Elma School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,508.00 (-5.53%)
2025	$4,772.00 (+53.29%)	$524,265 (-) Land $106,250 Building $418,015	$524,265 (-) Land $106,250 Building $418,015
2024	$3,113.00	$524,265 Land $106,250 Building $418,015	$524,265 Land $106,250 Building $418,015

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (1999–2009)
Most Recent Claim	Jan 2009 · Severe Winter Storm, Landslides, Mudslides, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ELMA serves 6,638 people · EPA ID WA5323100
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

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