Essex County and Saugus Town property record for 31 Overlea Ave, Saugus, MA 01906
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,541 sqft · built 1905 |
| Lot Size | 0.148 acres (6,460 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $605,000 (Nov 2024) |
| Tax Bill | $6,031 (2026) |
| Deeds & Mortgages | Feb 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | SAUG M:006-G B:0016 L:0013 |
| Primary APN | SAUG M:006-G B:0016 L:0013 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,541 sqft Living Area |
| Gross Area | 2,842 sqft |
| 1st Floor Area | 917 sqft |
| Basement Area | 893 sqft |
| Unfinished Basement | 893 sqft |
| Year Built | Built 1905 |
|---|---|
| Effective Year Built | Effective 1905 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,460 sqft (0.148 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 6890016 |
|---|---|
| Street Address | 31 OVERLEA AVE |
| City | SAUGUS |
| State | MA |
| Zip | 01906-2731 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NA |
| Legal Block | 16 |
| Legal Lot Number | 13 |
| Jurisdiction | SAUGUS MA |
| Township / Civil Division | SAUGUS |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 208101 |
Source: Essex County and Saugus Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 31 OVERLEA AVE, SAUGUS, MA 01906-2731 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 21, 2024 · Amount on Record |
| Deed Sale | Nov 21, 2024 · Amount on Record |
| Deed Document Number | 20242250 |
| Deed Book / Page | 42445 / 247 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 31 OVERLEA AVE, SAUGUS, MA 01906-2731 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2026 |
| Name | Verified Name |
|---|
| Document Number | 043234-246 |
|---|---|
| Date | Feb 19, 2026 |
| Book Page | 43234/246 |
| Instrument | 20260219002580 |
| Name | CROSSCOUNTRY MTG LLC |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Mar 1, 2056 |
Source: Essex County and Saugus Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Saugus Town |
| Unified School District | Saugus School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,031.00 (+2.76%) | $578,800 (+5.33%) Land $332,900 Building $245,500 | $637,429 (+11.29%) |
| 2025 | $5,869.00 (+4.47%) | $549,500 (+4.17%) Land $302,600 Building $246,900 | $572,755 |
| 2024 | $5,618.00 (+2.57%) | $527,500 (+8.45%) Land $285,300 Building $242,200 | |
| 2023 | $5,477.00 | $486,400 Land $250,700 Building $235,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 103 individual policies |
| Nearby Flood Policies | 109 units insured incl. 6 condo units |
| Nearby Flood Claims | 35 (1979–2025) |
| Claims Outside the SFHA | 8 of 35 |
| Most Recent Claim | Jan 2025 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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