31 Ossippee St, Sebago, ME 04029 Property Records

Cumberland County and Sebago Town property record for 31 Ossippee St, Sebago, ME 04029

Property Summary

Property Type	Single Family Home
Details	673 sqft
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Last Sale	$180,000 (Feb 2021)
Tax Bill	$3,232 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SEBA M:018 L:057`

Property Details

APN / Parcel Number

Primary APN	`SEBA M:018 L:057`
Alternative APN	`1418`

Interior

Stories	1 Story
Building Area	673 sqft Living Area

Exterior

Lot Area	4,356 sqft (0.1 acres)

Location & Zoning

Account Number	1418
Street Address	31 OSSIPPEE ST
City	SEBAGO
State	ME
Zip	04029-3747
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	SEBAGO BEACH
Legal Lot Number	57
Jurisdiction	SEBAGO ME
Township / Civil Division	SEBAGO
Census Block Group	2
Census Block	2011
Census Tract	16500

Owner

Source: Cumberland County and Sebago Town records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	31 OSSIPPEE ST, SEBAGO, ME 04029-3747
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage RUOFF MORTGAGE CO
Oct 31, 2017	Deed of Trust, Mortgage FRANKLIN AMERICAN MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 10, 2021 · Amount on Record
Deed Sale	Feb 10, 2021 · Amount on Record
Prior Sale	Nov 3, 2017 · Amount on Record
Deed Document Number	202110077
Deed Book / Page	37803 / 337
Prior Transfer Date	Sep 25, 2020
Prior Transfer Doc	0378030337
Record Updated	Sep 20, 2026

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SEBAGO ME
Recording Date	Feb 10, 2021
Property Address	31 OSSIPPEE ST, SEBAGO, ME 04029-3747
Document Number	0378030337
Book / Page	37803 / 337
Instrument Date	Sep 25, 2020
Instrument	10077
Transaction Type	Transfer
Record Updated	Feb 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010078
Date	Feb 10, 2021
Instrument	10078

Lender

Name	RUOFF MORTGAGE CO

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEBAGO ME
Property Address	31 OSSIPPEE ST, SEBAGO, ME 04029-3747
Document Number	0344380001
Book / Page	034438 / 000001
Instrument Date	Oct 31, 2017
Transaction Type	Mortgage
Record Updated	Nov 21, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	31 OSSIPPEE ST SEBAGO ME 04029, SEBAGO, ME 04029

Mortgage

Document Number	0344380001
Date	Nov 3, 2017
Book Page	034438/000001
Instrument	56355

Lender

Name	FRANKLIN AMERICAN MTG
Type	Mortgage Company
Address	MIDDLETON, MA 01949

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 2, 2047

Tax Assessment & Valuation

Source: Cumberland County and Sebago Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Sebago Town
Unified School District	Sebago Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,232.00 (+14.33%)	$217,770 (-) Land $164,200 Building $53,570
2023	$2,827.00 (+24.81%)	$217,770 (-) Land $164,200 Building $53,570
2022	$2,265.00	$217,770 Land $164,200 Building $53,570

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2007)
Most Recent Claim	Apr 2007 · Severe Storms And Inland And Coastal Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sebago Fiber & WiFi Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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