31 Orchard Rd, Lovingston, VA 22949 Property Records

Nelson County property record for 31 Orchard Rd, Lovingston, VA 22949

Property Summary

Property TypeSingle Family Home
Details5 bd · 2 ba · 2,568 sqft · built 1825
Lot Size35.1 acres (1,531,570 sqft)
OwnerIndividual Name on Record
Last Sale$250,000 (May 2024)
Tax Bill$1,351 (2026)
Deeds & MortgagesMay 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN58 A 51A

Property Details

APN / Parcel Number

Primary APN58 A 51A
Alternative APN
  • 12119

Interior

Bedrooms5 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms9 Rooms
Stories2 Stories
Building Area2,568 sqft Finished Area
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1825
Effective Year BuiltEffective 1825
Architectural StyleConventional
Construction TypeFrame
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialMetal
Lot Area1,531,570 sqft (35.1 acres)
TerrainRolling
PorchSlab
Porch Area80 sqft

Utilities, Heating & Cooling

Heating SystemHot Water

Location & Zoning

Account Number12119
Street Address31 ORCHARD RD
CityLOVINGSTON
StateVA
Zip22949-2300
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeB2
Legal DescriptionTRACT 1 DB 313-310
Legal Tract1
JurisdictionNELSON VA
Township / Civil DivisionEAST
Census Block Group1
Census Block1026
Census Tract950102

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Lovingston Historic District
listed 2005 · 133 contributing resources · NRIS 05001232

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Nelson County records, as of June 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address31 ORCHARD RD, LOVINGSTON, VA 22949-2300
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 2, 2024 · Amount on Record
Deed SaleMay 2, 2024 · Amount on Record
Prior SaleNov 3, 2015 · Amount on Record
Deed Document Number2024812
Deed Book / Page3
Prior Transfer DateSep 22, 2015
Prior Transfer Doc0000002575
Record UpdatedSep 20, 2026

May 2024: Deed, Transfer

Document TypeDeed
JurisdictionNELSON VA
Recording DateMay 2, 2024
Property Address31 ORCHARD RD, LOVINGSTON, VA 22949
Document Number0202400812
Instrument DateApr 29, 2024
Instrument202400812
Transaction TypeTransfer
Record UpdatedMay 20, 2024
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address31 ORCHARD RD, LOVINGSTON, VA 22949

Mortgage

Document Number0202400813
DateMay 2, 2024
Instrument202400813
Lender
NameFARM CREDIT OF VA ACA
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Nelson County assessment roll, as of June 26, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyNelson County
Unified School DistrictNelson County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,351.00 (+297.35%)$241,400 (+104.58%) Land $118,800 Building $122,600$241,400 (+104.58%) Land $118,800 Building $122,600
2025$118,000 (-) Land $98,000 Building $20,000$118,000 (-) Land $98,000 Building $20,000
2023$340.00$118,000 Land $98,000 Building $20,000$118,000 Land $98,000 Building $20,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 4, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · above 71% of Virginia
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Firefly Fiber Broadband
Fiber
1,000 / 1,000
Nelson County Cablevision
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: RiverStreet Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Orchard Rd

Nearby Streets

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