31 Ophir Dr, Durango, CO 81301 Property Records

La Plata County property record for 31 Ophir Dr, Durango, CO 81301

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 2,690 sqft · built 2003
Lot Size0.23 acres (10,012 sqft)
Owner2 Individual Names on File
Last Sale$685,000 (Aug 2023)
Tax Bill$2,343 (2025)
Deeds & MortgagesAug 2023 Sale & Mortgage
Feb 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN5665-223-05-016

Property Details

APN / Parcel Number

Primary APN5665-223-05-016
Alternative APN
  • R422703

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,690 sqft Living Area
Gross Area3,242 sqft
1st Floor Area1,880 sqft
Basement Area810 sqft
Finished Basement810 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleConventional
Lot Area10,012 sqft (0.23 acres)
Garage TypeAttached
Garage Area552 sqft

Exterior Amenities

PorchUnfinished Open Porch
Porch Area188 sqft
Deck AreaDeck Area
Patio Area128 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Account NumberR422703
Street Address31 OPHIR DR
CityDURANGO
StateCO
Zip81301-8800
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISION: SKYRIDGE VILLAGE PH II BLOCK: 9 LOT: 31 31 OPHIR DR DURANGO 81301
Legal SubdivisionSKYRIDGE VILLAGE PH II
Legal Phase2
Legal Block9
Legal Lot Number31
JurisdictionLA PLATA CO
Township / Civil DivisionDURANGO
Census Block Group1
Census Block1025
Census Tract970800

Owner

31 Ophir Dr is owned and occupied by two individuals who bought it in August 2023.

Source: La Plata County records, as of July 20, 2026

Owner of Record2 Individual Names on File
Mailing Address31 OPHIR DR, DURANGO, CO 81301-8800
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 28, 2023Special Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Feb 3, 2021Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Apr 13, 2020Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 28, 2023 · Amount on File
Deed SaleAug 28, 2023 · Amount on File
Prior SaleJan 23, 2002 · Amount on File
Deed Document Number20231225166
Record UpdatedOct 29, 2026

August 2023: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionLA PLATA CO
Recording DateAug 28, 2023
Property Address31 OPHIR DR, DURANGO, CO 81301-8800
Document Number0001225166
Map ReferenceDOC 792623
Instrument DateAug 25, 2023
Instrument1225166
Transaction TypeTransfer
Record UpdatedSep 8, 2023
Title CompanyCOLORADO TITLE AND CLOSING SERVICES, COLORADO TTL & CLOSING SVCS

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$68.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address31 OPHIR DR, DURANGO, CO 81301-8800

Mortgage

Document Number0001225167
DateAug 28, 2023
Instrument1225167
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2053

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLA PLATA CO
Property Address31 OPHIR DR, DURANGO, CO 81301-8800
Transaction TypeMortgage
Record UpdatedFeb 11, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001186244
DateFeb 3, 2021
Instrument1186244
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2051

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLA PLATA CO
Property Address31 OPHIR DR, DURANGO, CO 81301-8800
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001170115
DateApr 13, 2020
Instrument1170115
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 31 Ophir Dr was $2,343.

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

TypeName
StateColorado
CountyLa Plata County
MunicipalityDurango City
Unified School DistrictDurango School District 9-R (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$43,400 (-1.94%) Land $15,050 Building $28,350$708,190 (-) Land $245,630 Building $462,560
2025$2,343.00$44,260 Land $15,350 Building $28,910$708,190 Land $245,630 Building $462,560
2023$1,372.00 (+15.2%)$40,850 (+12.66%) Land $13,990 Building $26,860$609,710 (+16.87%) Land $208,780 Building $400,930
2022$1,191.00$36,260 Land $11,380 Building $24,880$521,690 Land $163,750 Building $357,940

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 31 Ophir Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31 Ophir Dr is high, ranking above 83% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 83% of the US · above 86% of Colorado
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF DURANGO
serves 33,787 people · EPA ID CO0134150
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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