Essex County and Gloucester City property record for 31 Ocean Ave, Gloucester, MA 01930 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,487 sqft · built 1920 |
| Lot Size | 0.103 acres (4,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $339,844 (Jul 2017) |
| Tax Bill | $5,269 (2025) |
| Deeds & Mortgages | Jan 2024 Line of Credit Feb 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | GLOU M:0171 B:0043 L:0000 |
| Primary APN | GLOU M:0171 B:0043 L:0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,487 sqft Living Area |
| Gross Area | 2,496 sqft |
| 1st Floor Area | 927 sqft |
| Attic | Attic |
| Attic Area | 560 sqft |
| Basement Area | 280 sqft |
| Unfinished Basement | 280 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,500 sqft (0.103 acres) |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Street Address | 31 OCEAN AVE |
|---|---|
| City | GLOUCESTER |
| State | MA |
| Zip | 01930-5240 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 43 |
| Jurisdiction | GLOUCESTER MA |
| Township / Civil Division | GLOUCESTER |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 221901 |
Source: Essex County and Gloucester City records · APN GLOU M:0171 B:0043 L:0000
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 31 OCEAN AVE, GLOUCESTER, MA 01930-5240 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 30, 2024 | Deed of Trust, Mortgage · Line of Credit BANKGLOUCESTER (GLOUCESTER COOP BANK) |
| Feb 12, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CAPE ANN SAVINGS BANK |
| Jul 11, 2017 | Quit Claim Deed, Transfer · FHA Mortgage CAPE ANN SAVINGS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 11, 2017 · Amount on Record |
| Deed Sale | Jul 11, 2017 · Amount on Record |
| Deed Book / Page | 36009 / 581 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 31 OCEAN AVE, GLOUCESTER, MA 01930-5240 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 041966-587 |
|---|---|
| Date | Jan 30, 2024 |
| Book Page | 41966/587 |
| Instrument | 20240130002100 |
| Name | BANKGLOUCESTER (GLOUCESTER COOP BANK) |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 31 OCEAN AVE, GLOUCESTER, MA 01930-5240 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0039525-92 |
|---|---|
| Date | Feb 12, 2021 |
| Book Page | 39525/92 |
| Instrument | 20210212002940 |
| Name | CAPE ANN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Recording Date | Jul 11, 2017 |
| Property Address | 31 OCEAN AVE, GLOUCESTER, MA 01930-5240 |
| Document Number | 36009-581 |
| Book / Page | 36009 / 581 |
| Instrument | 178 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $40.26 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 31 OCEAN AVE, GLOUCESTER, MA 01930-5240 |
| Document Number | 360090583 |
|---|---|
| Date | Jul 11, 2017 |
| Instrument | 36009/0583 |
| Name | CAPE ANN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 11, 2047 |
| Rate | 3% |
|---|---|
| Max Rate At Change | 80.1% |
Source: Essex County and Gloucester City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Gloucester City |
| Unified School District | Gloucester School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,269.00 (+1.62%) | $542,100 (+1.73%) Land $194,300 Building $347,800 | |
| 2024 | $5,185.00 (+4.35%) | $532,900 (+13.58%) Land $185,100 Building $347,800 | $532,475 |
| 2023 | $4,969.00 | $469,200 Land $165,300 Building $303,900 |
Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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