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31 Observatory Rd, Warwick, RI 02888 Property Records

Warwick City property record for 31 Observatory Rd, Warwick, RI 02888

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,220 sqft · built 1953
Lot Size0.172 acres (7,500 sqft)
Owner2 Individual Names on File
Last Sale$215,000 (Feb 2007)
Tax Bill$4,554 (2025)
Deeds & MortgagesAug 2020 Mortgage
Nov 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN30901730000

Property Details

APN / Parcel Number

Primary APN30901730000
Alternative APNs
  • WARW M:309 B:0173 L:0000
  • 100133402

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,220 sqft Living Area
Gross Area2,784 sqft
1st Floor Area860 sqft
AtticAttic
Attic Area720 sqft
Basement Area720 sqft
Unfinished Basement720 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,500 sqft (0.172 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number100133402
Street Address31 OBSERVATORY RD
CityWARWICK
StateRI
Zip02888-3922
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA7
Legal Block173
JurisdictionWARWICK RI
Township / Civil DivisionWARWICK
Census Block Group3
Census Block3009
Census Tract21100

Owner

Source: Warwick City assessment roll, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address31 OBSERVATORY RD, WARWICK, RI 02888-3922
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 14, 2020Deed of Trust, Mortgage · FHA Mortgage
NATIONS LNDG
Nov 29, 2017Deed of Trust, Mortgage · FHA Mortgage
NATIONS LNDG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 1, 2007 · Amount on Record
Deed SaleFeb 1, 2007 · Amount on Record
Deed Book / Page6470 / 169
Record UpdatedSep 20, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARWICK RI
Property Address31 OBSERVATORY RD, WARWICK, RI 02888-3922
Document Number9585-28
Instrument DateAug 14, 2020
Transaction TypeMortgage
Record UpdatedSep 15, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address31 OBSERVATORY RD WARWICK RI 028883922, WARWICK, RI 02888-3922

Mortgage

Document Number9585-28
DateAug 19, 2020
Book Page009585/000028
Instrument11810
Lender
NameNATIONS LNDG
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 18, 2050

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARWICK RI
Property Address31 OBSERVATORY RD, WARWICK, RI 02888-3922
Document Number8951-230
Book / Page008951 / 000230
Transaction TypeMortgage
Record UpdatedJan 3, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address31 OBSERVATORY RD WARWICK RI 028883922, WARWICK, RI 02888-3922

Mortgage

Document Number8951-230
DateNov 29, 2017
Book Page008951/000230
Instrument760
Lender
NameNATIONS LNDG
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 28, 2047

Tax Assessment & Valuation

Source: Warwick City assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityWarwick City
Unified School DistrictWarwick School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,554.00 (+8.09%)$358,600 (+20.78%) Land $125,200 Building $233,400
2024$350,360
2023$4,213.00 (+7.26%)$296,900 (+41.58%) Land $108,800 Building $188,100
2022$3,928.00$209,700 Land $66,800 Building $142,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims5 (1978–1980)
Claims Outside the SFHA1 of 5
Most Recent ClaimOct 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 94% of Rhode Island
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWARWICK-CITY OF
serves 73,289 people · EPA ID RI1615627
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Verizon
Fiber		980 / 880
T-Mobile USA
Fixed Wireless		100 / 20

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