31 Oakhurst Ave, Warwick, RI 02889 Property Records

Warwick City property record for 31 Oakhurst Ave, Warwick, RI 02889 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 435 sqft · built 1930
Lot Size	0.073 acres (3,200 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (May 2026)
Tax Bill	$2,998 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Aug 2024 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`36004960000`

Property Details

APN / Parcel Number

Primary APN	`36004960000`
Alternative APNs	`WARW M:360 B:0496 L:0000` `109605900` `141901`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	435 sqft Living Area
Gross Area	835 sqft
1st Floor Area	435 sqft
Basement Area	400 sqft
Unfinished Basement	400 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,200 sqft (0.073 acres)

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	141901
Street Address	31 OAKHURST AVE
City	WARWICK
State	RI
Zip	02889-9003
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	496
Jurisdiction	WARWICK RI
Township / Civil Division	WARWICK
Census Block Group	3
Census Block	3000
Census Tract	21700

Owner

Source: Warwick City records · APN 36004960000

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	31 OAKHURST AVE, WARWICK, RI 02889-9003
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Mar 06, 2026	Deed of Trust, Mortgage SPINDRIFT INVEST TWO
Aug 29, 2024	Deed of Trust, Mortgage · Commercial Mortgage OAKTREE FUNDING CORP
Oct 10, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance SPINDRIFT INVESTMENTS LLC
May 15, 2026	Warranty Deed, Transfer · Stand-Alone First Mortgage NORTHPOINTE BANK
May 15, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage RHODE ISLAND MORTGAGE FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 15, 2026 · Amount on Record
Deed Sale	May 15, 2026 · Amount on Record
Deed Book / Page	10892 / 94
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	31 OAKHURST AVE, WARWICK, RI 02889-9003
Transaction Type	Mortgage
Record Updated	Jun 09, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010848-187
Date	Mar 06, 2026
Book Page	10848/187
Instrument	2336

Lender

Name	SPINDRIFT INVEST TWO

Agreement

Amount	Amount Recorded

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	31 OAKHURST AVE, WARWICK, RI 02889-9003
Transaction Type	Mortgage
Record Updated	Jun 09, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010547-294
Date	Aug 29, 2024
Book Page	10547/294
Instrument	8920

Lender

Name	OAKTREE FUNDING CORP

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	31 OAKHURST AVE, WARWICK, RI 02889-9003
Transaction Type	Mortgage
Record Updated	Jun 09, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010570-276
Date	Oct 10, 2024
Book Page	10570/276
Instrument	10621

Lender

Name	SPINDRIFT INVESTMENTS LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARWICK RI
Recording Date	May 15, 2026
Property Address	31 OAKHURST AVE, WARWICK, RI 02889-9003
Document Number	0010892-94
Book / Page	10892 / 94
Instrument Date	May 14, 2026
Instrument	20265401
Transaction Type	Transfer
Record Updated	Jun 22, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 OAKHURST AVE, WARWICK, RI 02889-9003

Mortgage

Date	May 15, 2026

Lender

Name	NORTHPOINTE BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate	6.46%
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Recording Date	May 15, 2026
Property Address	31 OAKHURST AVE, WARWICK, RI 02889-9003
Document Number	010892-113
Book / Page	10892 / 113
Instrument Date	May 14, 2026
Instrument	20265403
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 OAKHURST AVE, WARWICK, RI 02889-9003

Mortgage

Document Number	0000005403,
Date	May 15, 2026
Book Page	10892/113
Instrument	20265403

Lender

Name	RHODE ISLAND MORTGAGE FINANCIAL CORPORATION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.3%
Max Rate	-1%

Tax Assessment & Valuation

Source: Warwick City records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Warwick City
Unified School District	Warwick School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,998.00 (+47.61%)	$236,100 (+64.99%) Land $92,400 Building $143,700
2024			$327,180
2023	$2,031.00 (+33.71%)	$143,100 (+76.45%) Land $74,600 Building $68,500
2022	$1,519.00	$81,100 Land $44,800 Building $36,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44003C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440030217003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 23 individual NFIP policies nearby
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	19 (1982–2023)
Claims Outside the SFHA	6 of 19
Most Recent Claim	Sep 2023, rainfall accumulation
Claims By Storm	Severe Storms And Flooding, Mar 2010 · 13 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 404 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 35
Verizon	Fiber	980 / 880

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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