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31 Oak St, Westerly, RI 02891 Property Records

Westerly Town property record for 31 Oak St, Westerly, RI 02891 · Last verified August 2026

Property Summary

Property TypeApartments (5+ Units)
Details8 bd · 4 ba · 4,142 sqft · built 1885
Lot Size0.178 acres (7,742 sqft)
OwnerIndividual Name on File
Last Sale$575,000 (Jul 2026)
Tax Bill$3,864 (2025)
Deeds & MortgagesJul 2026 Sale & Line of Credit
Jan 2026 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APNWEST M:47 B:197

Property Details

APN / Parcel Number

Primary APNWEST M:47 B:197
Alternative APNs
  • M:047 B:197 L
  • 20140350

Interior

Bedrooms8 Beds
Full Baths4 Baths
Total Rooms16 Rooms
Units4 Units
Stories2 Stories
Building Area4,142 sqft Living Area
Gross Area6,724 sqft

Exterior

Year BuiltBuilt 1885
Effective Year BuiltEffective 1885
Architectural StyleOther
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,742 sqft (0.178 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number20140350
Street Address31 OAK ST
CityWESTERLY
StateRI
Zip02891-1799
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Legal Block197
JurisdictionWESTERLY RI
Township / Civil DivisionWESTERLY
Census Block Group2
Census Block2002
Census Tract50801

Owner

Source: Westerly Town records · APN WEST M:47 B:197

Assessment roll updated June 22, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address31 OAK ST, WESTERLY, RI 02891-1799
OccupancyOwner Occupied
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
Jul 28, 2026Deed, Transfer · Line of Credit
Jan 20, 2026Quit Claim Deed, Transfer
Quitclaim
Apr 18, 2019Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 28, 2026 · Amount on Record
Deed SaleJul 28, 2026 · Amount on Record
Prior SaleOct 30, 2015 · Amount on Record
Deed Document Number20262558
Deed Book / Page2026 / 11404
Prior Transfer DateJan 12, 2026
Prior Transfer Doc002026-936
Record UpdatedSep 20, 2026

July 2026: Deed, Transfer

Document TypeDeed
JurisdictionWESTERLY RI
Recording DateJul 28, 2026
Property Address31 OAK ST, WESTERLY, RI 02891-1799
Document Number0000002558
Book / Page2026 / 11404
Instrument DateJul 28, 2026
Instrument20262558
Transaction TypeTransfer
Record UpdatedAug 12, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address31 OAK ST, WESTERLY, RI 02891-1799

Mortgage

Document Number0000002559,
DateJul 28, 2026
Book Page2026/11406
Instrument20262559
Lender
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueAug 01, 2041
Interest
Rate5.79%
Max Rate-1%

January 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWESTERLY RI
Recording DateJan 20, 2026
Property Address31 OAK ST, WESTERLY, RI 02891-1799
Document Number002026-936
Book / Page2026 / 936
Instrument DateJan 12, 2026
Instrument2026-194
Transaction TypeTransfer
Record UpdatedFeb 04, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address21 HISCOX RD, WESTERLY, RI 02891-1113

April 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWESTERLY RI
Recording DateApr 18, 2019
Property Address31 OAK ST, WESTERLY, RI 02891-1799
Document Number2019-5888
Book / Page002019 / 005888
Instrument DateApr 18, 2019
Instrument1546
Transaction TypeTransfer
Record UpdatedMay 07, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address35 E CAPALHO DR BRADFORD RI 02808, BRADFORD, RI 02808

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWesterly Town
Unified School DistrictWesterly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$3,864.00 (+14.02%)$496,600 (+48.86%) Land $130,300 Building $366,300
2023$3,389.00 (+0.59%)$333,600 (-) Land $93,200 Building $240,400
2022$3,369.00$333,600 Land $93,200 Building $240,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440090508012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 442 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
VerizonFiber980 / 880

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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