31 Oak St, Cherry Tree, PA 15724 Property Records

Indiana County property record for 31 Oak St, Cherry Tree, PA 15724

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,610 sqft · built 1920
Lot Size	0.92 acres (40,075 sqft)
Owner	Individual Name on Record
Last Sale	$15,000 (Nov 2012)
Tax Bill	$547 (2026)
Deeds & Mortgages	Feb 2021 Line of Credit Feb 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`14-002-104`

Property Details

APN / Parcel Number

Primary APN	`14-002-104`
Alternative APN	`00015004`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,610 sqft Living Area
Basement Area	826 sqft
Unfinished Basement	826 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1970
Exterior Material	Aluminum/Vinyl
Lot Area	40,075 sqft (0.92 acres)
Lot Dimensions	200 ft deep x 200 ft wide
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	159 sqft
Deck Area	63 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Coal
Sewer	Municipal
Water Source	Well

Location & Zoning

Account Number	00015004
Street Address	31 OAK ST
City	CHERRY TREE
State	PA
Zip	15724-9549
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 200X200 1 HO
Jurisdiction	INDIANA PA
Township / Civil Division	CHERRY TREE
Census Block Group	2
Census Block	2013
Census Tract	960300

Owner

Source: Indiana County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8586 ROUTE 580 HWY, CHERRY TREE, PA 15724-7339
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2021	Deed of Trust, Mortgage · Line of Credit INFIRST BNK
Feb 21, 2025	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2012 · Amount on Record
Deed Sale	Nov 16, 2012 · Amount on Record
Prior Sale	Sep 21, 2012 · Amount on Record
Deed Document Number	2012236813
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIANA PA
Property Address	31 OAK ST, CHERRY TREE, PA 15724-9549
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021316064
Date	Feb 11, 2021
Instrument	2021-316064

Lender

Name	INFIRST BNK
Type	Bank
Address	INDIANA, PA 15701

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Feb 10, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	INDIANA PA
Recording Date	Feb 21, 2025
Property Address	31 OAK ST, CHERRY TREE, PA 15724-9549
Document Number	2025351024
Map Reference	MB 1 PG 112
Instrument Date	Feb 21, 2025
Instrument	2025-351024
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Amount	Amount Recorded
Tax	$550.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	275 SHERMAN ST, CLYMER, PA 15728-1147

Tax Assessment & Valuation

Source: Indiana County assessment roll, as of June 30, 2025

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Indiana County
Municipality	Cherry Tree Borough
Unified School District	Harmony Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$547.00 (+0.18%)	$32,200 (-) Land $7,800 Building $24,400	$32,200 (-) Land $7,800 Building $24,400
2025	$546.00 (-18.51%) Homeowner's exemption	$32,200 (-) Land $7,800 Building $24,400
2023	$670.00	$32,200 Land $7,800 Building $24,400
2015			$32,200 Land $7,800 Building $24,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 23, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	9 (1985–2024)
Claims Outside the SFHA	3 of 9
Most Recent Claim	Apr 2024 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jan 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ICMSA CHERRY TREE serves 375 people · EPA ID PA5320007
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	16 ppb (2025) action level 15 ppb
Copper	1.36 mg/L (2025) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2020 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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