31 Oak Park Rd, Bloomington, IL 61701 Property Records

McLean County property record for 31 Oak Park Rd, Bloomington, IL 61701

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,878 sqft · built 1998
Lot Size	0.064 acres (2,800 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (Nov 2018)
Tax Bill	$4,897 (2024)
Deeds & Mortgages	Sep 2006 Line of Credit Jan 2019 Line of Credit + 3 more
Flood Zone	Zone X (moderate risk)
APN	`14-32-155-018`

Property Details

APN / Parcel Number

Primary APN	`14-32-155-018`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,878 sqft Living Area
Gross Area	2,298 sqft
1st Floor Area	988 sqft
Basement Area	890 sqft
Finished Basement	890 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	2,800 sqft (0.064 acres)
Lot Dimensions	100 ft deep x 28 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	31 OAK PARK RD
City	BLOOMINGTON
State	IL
Zip	61701-6123
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LAKE RDIGE SUB 1ST ADD LOT 49
Legal Range	02E
Legal Township	24N
Legal Section	32
Legal Subdivision	LAKE RDIGE SUB
Legal Lot Number	49
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	1
Census Block	1007
Census Tract	1403

Owner

31 Oak Park Rd is owned and occupied by an individual who bought it in November 2018.

Source: McLean County records, as of April 8, 2026

Owner of Record	Individual Name on File
Mailing Address	31 OAK PARK RD, BLOOMINGTON, IL 61701-6123
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2006	Deed of Trust, Mortgage · Line of Credit HEARTLAND BANK & TRUST CO
Jan 24, 2019	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK
Jan 21, 2009	Deed of Trust, Mortgage HEARTLAND BANK & TRUST CO
Nov 21, 2018	Warranty Deed, Transfer · Line of Credit FIRST STATE BANK
May 1, 2006	Trustee's Deed, Foreclosure · Conventional Mortgage HEARTLAND BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2018 · Amount on File
Deed Sale	Nov 21, 2018 · Amount on File
Prior Sale	May 1, 2006
Deed Document Number	201819092
Record Updated	Oct 29, 2026

September 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	31 OAK PARK RD, BLOOMINGTON, IL 61701-6123
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	200600027007
Date	Sep 28, 2006
Instrument	2006-00027007

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank
Address	BLOOMINGTON, IL 61702

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	31 OAK PARK RD, BLOOMINGTON, IL 61701-6123
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900001055
Date	Jan 24, 2019
Instrument	2019-00001055

Lender

Name	FIRST STATE BANK
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	58 Months
Due	Nov 9, 2023

January 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	31 OAK PARK RD, BLOOMINGTON, IL 61701-6123
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	FIRST COUNTY TITLE, FIRST COMMUNITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	200900001475
Date	Jan 21, 2009
Instrument	2009-00001475

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank
Address	BLOOMINGTON, IL 61705

Agreement

Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2024

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Nov 21, 2018
Property Address	31 OAK PARK RD, BLOOMINGTON, IL 61701-6123
Document Number	201800019092
Map Reference	DOC97.S493
Instrument Date	Oct 24, 2018
Instrument	2018-00019092
Transaction Type	Transfer
Record Updated	Feb 28, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 OAK PARK RD, BLOOMINGTON, IL 61701-6123

Mortgage

Document Number	201800018983
Date	Nov 21, 2018
Instrument	2018-00018983

Lender

Name	FIRST STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Nov 9, 2023

May 2006: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MCLEAN IL
Recording Date	May 1, 2006
Property Address	31 OAK PARK RD, BLOOMINGTON, IL 61701-6123
Document Number	200600010783
Instrument Date	Apr 24, 2006
Instrument	2006-00010783
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 N OAK ST, BLOOMINGTON, IL 61701
Investor	Possibly a Property Investor

Mortgage

Document Number	200600010784
Date	May 1, 2006
Instrument	2006-00010784

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2021

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$75,649 Land $11,165 Building $64,484	$226,947 Land $33,495 Building $193,452
2024	$4,897.00 (+3.31%)
2023	$4,740.00	$61,952 Land $9,143 Building $52,809	$185,856 Land $27,429 Building $158,427

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 31 Oak Park Rd in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 31 Oak Park Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Watch TV.

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