31 Oak Dr, Cornish, ME 04020 Property Records

York County and Cornish Town property record for 31 Oak Dr, Cornish, ME 04020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,584 sqft · built 2020
Lot Size	2.79 acres (121,532 sqft)
Owner	2 Individual Names on Record
Last Sale	$475,000 (Oct 2023)
Tax Bill	$3,614 (2025)
Deeds & Mortgages	Nov 2024 Mortgage Oct 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`CNSH M:U05 L:013B-3`

Property Details

APN / Parcel Number

Primary APN	`CNSH M:U05 L:013B-3`
Alternative APN	`1106`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,584 sqft Living Area
Gross Area	4,538 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	121,532 sqft (2.79 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	1106
Street Address	31 OAK DR
City	CORNISH
State	ME
Zip	04020-3288
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	13B-3
Jurisdiction	CORNISH ME
Township / Civil Division	SANFORD
Census Block Group	1
Census Block	1018
Census Tract	30300

Owner

Source: York County and Cornish Town records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	31 OAK DR, CORNISH, ME 04020-3288
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2024	Deed of Trust, Mortgage · FHA Mortgage MEGASTAR FINANCIAL CORP
Oct 30, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage BLUE WATER MORTGAGE CORPORATION
Jul 12, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage BIDDEFORD SAVINGS BANK
Aug 19, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CUSO HOME LENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2023 · Amount on Record
Deed Sale	Oct 30, 2023 · Amount on Record
Prior Sale	Jul 12, 2022 · Amount on Record
Deed Document Number	202334404
Deed Book / Page	19337 / 307
Record Updated	Sep 20, 2026

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CORNISH ME
Property Address	31 OAK DR, CORNISH, ME 04020-3288
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0195560253
Date	Nov 18, 2024
Book Page	19556/253
Instrument	2024039178

Lender

Name	MEGASTAR FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2054

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CORNISH ME
Recording Date	Oct 30, 2023
Property Address	31 OAK DR, CORNISH, ME 04020-3288
Document Number	0193370307
Book / Page	19337 / 307
Instrument Date	Oct 27, 2023
Instrument	2023034404
Transaction Type	Transfer
Record Updated	Nov 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	17 PROKEY DR, LIMERICK, ME 04048-3280

Mortgage

Document Number	2023034405
Date	Oct 30, 2023
Instrument	2023034405

Lender

Name	BLUE WATER MORTGAGE CORPORATION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CORNISH ME
Recording Date	Jul 12, 2022
Property Address	31 OAK DR, CORNISH, ME 04020-3288
Document Number	0190680910
Book / Page	19068 / 910
Instrument Date	Jul 12, 2022
Instrument	2022029503
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Venture
Address	26 BLACKBERRY LN, LIMERICK, ME 04048-3274

Mortgage

Document Number	2022029504
Date	Jul 12, 2022
Instrument	2022029504

Lender

Name	BIDDEFORD SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CORNISH ME
Property Address	31 OAK DR, CORNISH, ME 04020-3288
Transaction Type	Mortgage
Record Updated	Feb 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0183470055
Date	Aug 19, 2020
Book Page	18347/55
Instrument	2020039564

Lender

Name	CUSO HOME LENDING

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: York County and Cornish Town assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
County Subdivision	Cornish Town
Unified School District	School Administrative District 55 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,614.00 (-3.83%)	$382,400 (-6.39%) Land $84,500 Building $297,900
2024	$3,758.00 (+8.02%)	$408,500 (+62.04%) Land $87,900 Building $320,600
2023			$442,415
2022	$3,479.00	$252,100 Land $41,900 Building $210,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (2007–2010)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Apr 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Apr 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CORNISH WATER DISTRICT serves 758 people · EPA ID ME0090380
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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