Essex County and Ipswich Town property record for 31 Northgate Rd, Ipswich, MA 01938
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,648 sqft · built 1982 |
| Lot Size | 2.74 acres (119,354 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $9,572 (2026) |
| Deeds & Mortgages | Jul 2026 Line of Credit Dec 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | IPSW M:055 B:019C L:0 |
| Primary APN | IPSW M:055 B:019C L:0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,648 sqft Living Area |
| Gross Area | 3,548 sqft |
| Basement Area | 1,264 sqft |
| Unfinished Basement | 1,264 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Contemporary |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 119,354 sqft (2.74 acres) |
| Heating Fuel | Electric |
|---|
| Account Number | 5338 |
|---|---|
| Street Address | 31 NORTHGATE RD |
| City | IPSWICH |
| State | MA |
| Zip | 01938-2630 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RRA |
| Legal Block | 19C |
| Jurisdiction | IPSWICH MA |
| Township / Civil Division | IPSWICH |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 223100 |
Source: Essex County and Ipswich Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 31 NORTHGATE RD, IPSWICH, MA 01938-2630 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 7, 2026 | Deed of Trust, Mortgage · Line of Credit TD BANK |
| Dec 21, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 17, 2021 |
| Transfer Doc | 040595-402 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IPSWICH MA |
| Recording Date | Jul 7, 2026 |
| Property Address | 31 NORTHGATE RD, IPSWICH, MA 01938-2630 |
| Document Number | 0000000590 |
| Book / Page | 43490 / 277 |
| Instrument Date | Jun 12, 2026 |
| Instrument | 2026590 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | 31 NORTHGATE RD, IPSWICH, MA 01938-2630 |
| Document Number | 0000000590, |
|---|---|
| Date | Jul 7, 2026 |
| Book Page | 43490/277 |
| Instrument | 2026590 |
| Name | TD BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | IPSWICH MA |
| Recording Date | Dec 21, 2021 |
| Property Address | 31 NORTHGATE RD, IPSWICH, MA 01938-2630 |
| Document Number | 040595-402 |
| Book / Page | 40595 / 402 |
| Instrument Date | Dec 17, 2021 |
| Instrument | 20211221002410 |
| Transaction Type | Transfer |
| Record Updated | Jan 7, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 31 NORTHGATE RD, IPSWICH, MA 01938-2630 |
Source: Essex County and Ipswich Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Ipswich Town |
| Unified School District | Ipswich School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,572.00 (-1.5%) | $887,900 (+1.87%) Land $627,400 Building $260,500 | $919,377 (-39.44%) |
| 2025 | $9,718.00 (+4.13%) | $871,600 (+6.28%) Land $610,500 Building $261,100 | $1,518,195 |
| 2024 | $9,333.00 (+29.25%) | $820,100 (+38.91%) Land $592,400 Building $227,700 | |
| 2023 | $7,221.00 | $590,400 Land $374,600 Building $215,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 individual policies |
| Nearby Flood Policies | 20 units insured incl. 10 condo units |
| Nearby Flood Claims | 6 (1982–2006) |
| Most Recent Claim | May 2006 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
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