31 Never Bend Dr, Ocala, FL 34482 Property Records

Marion County property record for 31 Never Bend Dr, Ocala, FL 34482

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,765 sqft · built 1995
Lot Size	7.19 acres (313,632 sqft)
Owner	Individual Name on Record
Last Sale	$445,000 (Apr 2021)
Tax Bill	$7,223 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Apr 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2097-011-008`

Property Details

APN / Parcel Number

Primary APN	`2097-011-008`
Alternative APN	`1646391000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,765 sqft Living Area
1st Floor Area	1,765 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2014
Exterior Material	Brick
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	313,632 sqft (7.19 acres)
Lot Dimensions	519 ft deep x 290 ft wide
Garage Area	575 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1,032 sqft
Porch	Open Porch
Porch Area	192 sqft
Deck Area	382 sqft
Patio Area	1,066 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	1646391000
Old Parcel Number	2097011008
Street Address	31 NEVER BEND DR
City	OCALA
State	FL
Zip	34482-3522
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1;A1
Legal Description	SEC 06 TWP 15 RGE 20
Legal Range	20E
Legal Township	15S
Legal Section	06
Legal Subdivision	MEADOW WOOD
Legal Block	11
Legal Lot Number	8,9 9
Jurisdiction	MARION FL
Township / Civil Division	FELLOWSHIP
Census Block Group	4
Census Block	4004
Census Tract	2602

Owner

Source: Marion County records, as of January 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	31 NEVER BEND DR, OCALA, FL 34482-3522
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2022	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Apr 21, 2021	Warranty Deed, Transfer · Conventional Mortgage JERSEY SHORE FCU
Feb 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage IBERIABANK
Jul 9, 2019	Warranty Deed, Transfer · Conventional Mortgage IBERIABANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2021 · Amount on Record
Deed Sale	Apr 21, 2021 · Amount on Record
Prior Sale	Jul 9, 2019 · Amount on Record
Deed Document Number	2021052457
Deed Book / Page	7441 / 343
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	31 NEVER BEND DR, OCALA, FL 34482-3522
Transaction Type	Mortgage
Record Updated	Sep 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 NEVER BEND DR, OCALA, FL 34482-3522

Mortgage

Document Number	0078591367
Date	Aug 19, 2022
Book Page	7859/1367
Instrument	2022122066

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 11, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	Apr 21, 2021
Property Address	31 NEVER BEND DR, OCALA, FL 34482-3522
Document Number	0074410343
Book / Page	7441 / 343
Map Reference	MB N PG 1-27
Instrument Date	Mar 24, 2021
Instrument	2021052457
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	AFFILIATED TTL OF CTRL FL LT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,115.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 730, KELSEYVILLE, CA 95451-0730

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 NEVER BEND DR, OCALA, FL 34482-3522
Investor	Possibly a Property Investor

Mortgage

Document Number	0007441345
Date	Apr 21, 2021
Instrument	7441/345

Lender

Name	JERSEY SHORE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	31 NEVER BEND DR, OCALA, FL 34482-3522
Document Number	0071451700
Instrument Date	Feb 27, 2020
Transaction Type	Mortgage
Record Updated	Mar 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 NEVER BEND DR OCALA FL 344823522, OCALA, FL 34482-3522

Mortgage

Document Number	0071451700
Date	Mar 3, 2020
Book Page	007145/001700
Instrument	23942

Lender

Name	IBERIABANK
Type	Bank
Address	LAFAYETTE, LA 70501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 2, 2050

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	Jul 9, 2019
Property Address	31 NEVER BEND DR, OCALA, FL 34482-3522
Document Number	0069991772
Book / Page	6999 / 1772
Map Reference	MB N PG 1-27
Instrument Date	Jun 24, 2019
Instrument	2019070918
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,680.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9257 SW 82ND TER, 9257, OCALA, FL 34481-9474

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3182 SE 95TH ST, OCALA, FL 34480-8964

Mortgage

Document Number	0069991774
Date	Jul 9, 2019
Instrument	6999/1774

Lender

Name	IBERIABANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Marion County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Marion County
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,223.00 (+5.85%) Homeowner's exemption	$475,331 (+5.16%) Land $259,200 Building $216,131	$671,754 (+9.82%) Land $259,200 Building $412,554
2023	$6,824.00 (+3.07%) Homeowner's exemption	$451,988 (+3.46%) Land $255,600 Building $196,388	$611,678 (+40.01%) Land $255,600 Building $356,078
2022	$6,621.00 Homeowner's exemption	$436,869 Land $158,400 Building $278,469	$436,869 Land $158,400 Building $278,469

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	3 (2008–2026)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Mar 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 43% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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