31 NE Sunset Dr, Elgin, OK 73538 Property Records

Comanche County property record for 31 NE Sunset Dr, Elgin, OK 73538

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,249 sqft · built 2010
Lot Size	1.15 acres (50,412 sqft)
Owner	2 Individual Names on Record
Last Sale	$392,500 (Jun 2025)
Tax Bill	$2,964 (2023)
Deeds & Mortgages	May 2026 Mortgage Mar 2024 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`04N11W-24-1-50070-008-0013`

Property Details

APN / Parcel Number

Primary APN	`04N11W-24-1-50070-008-0013`
Alternative APNs	`050070-0080013-00000` `160090599` `90599`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,249 sqft Living Area

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	50,412 sqft (1.15 acres)
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	6 Parking Spaces
Porch	Slab
Porch Area	1,128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	90599
Street Address	31 NE SUNSET DR
City	ELGIN
State	OK
Zip	73538-2346
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTRY AIRE ESTATES PT 5 BLK 8 LOT 13
Legal Range	11W
Legal Township	04N
Legal Section	24
Legal Subdivision	COUNTRY AIRE ESTATES
Legal Block	8
Legal Lot Number	13
Jurisdiction	COMANCHE OK
Township / Civil Division	NORTHWEST COMANCHE
Census Block Group	1
Census Block	1036
Census Tract	2201

Owner

Source: Comanche County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	31 NE SUNSET DR, ELGIN, OK 73538-2346
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 15, 2026	Deed of Trust, Mortgage · VA Mortgage GUILD MORTGAGE COMPANY
Mar 25, 2024	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Mar 8, 2023	Warranty Deed, Transfer · VA Mortgage CARDINAL FINANCIAL COMPANY LP
Apr 23, 2019	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Apr 23, 2019	Intrafamily Transfer, Transfer SOVEREIGN TITLE SERVICES, SOVEREIGH TITLE SERVICES
Mar 20, 2018	Intrafamily Transfer, Transfer · ARM RESOLUTE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2025 · Amount on Record
Deed Sale	Jun 30, 2025 · Amount on Record
Prior Sale	Mar 8, 2023 · Amount on Record
Deed Document Number	202510147
Deed Book / Page	9902 / 72
Prior Transfer Date	Feb 10, 2018
Prior Transfer Doc	008005/153
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COMANCHE OK
Recording Date	May 15, 2026
Property Address	31 NE SUNSET DR, ELGIN, OK 73538-2346
Document Number	0000007638
Book / Page	10197 / 251
Instrument Date	May 15, 2026
Instrument	20267638
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NATIONS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 NE SUNSET DR, ELGIN, OK 73538-2346

Mortgage

Document Number	0000007638,
Date	May 15, 2026
Book Page	10197/251
Instrument	20267638

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COMANCHE OK
Property Address	31 NE SUNSET DR, ELGIN, OK 73538-2346
Transaction Type	Mortgage
Record Updated	Apr 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 NE SUNSET DR, ELGIN, OK 73538-2346

Mortgage

Document Number	0009530/85
Date	Mar 25, 2024
Book Page	9530/85
Instrument	2024-003997

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COMANCHE OK
Recording Date	Mar 8, 2023
Property Address	31 NE SUNSET DR, ELGIN, OK 73538-2346
Document Number	009281/109
Book / Page	9281 / 109
Instrument Date	Mar 8, 2023
Instrument	2023-003113
Transaction Type	Transfer
Record Updated	Mar 24, 2023
Title Company	SOVEREIGN TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$464.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 NE SUNSET DR, ELGIN, OK 73538-2346

Mortgage

Document Number	009281/110
Date	Mar 8, 2023
Book Page	9281/110
Instrument	2023-003114

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COMANCHE OK
Recording Date	Apr 23, 2019
Property Address	31 NE SUNSET DR, ELGIN, OK 73538-2346
Document Number	008232/092
Book / Page	8232 / 092
Instrument Date	Apr 16, 2019
Instrument	2019-005455
Transaction Type	Transfer
Record Updated	Mar 24, 2023
Title Company	SOVEREIGN TITLE SERVICES, SOVEREIGH TITLE SERVICES

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000

Mortgage

Document Number	2019005456
Date	Apr 23, 2019
Instrument	2019-005456

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

April 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COMANCHE OK
Recording Date	Apr 23, 2019
Property Address	31 NE SUNSET DR, ELGIN, OK 73538-2346
Document Number	008232/090
Book / Page	8232 / 090
Instrument Date	Apr 5, 2019
Instrument	2019-005454
Transaction Type	Transfer
Record Updated	Mar 24, 2023
Title Company	SOVEREIGN TITLE SERVICES, SOVEREIGH TITLE SERVICES

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000

March 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COMANCHE OK
Recording Date	Mar 20, 2018
Property Address	31 NE SUNSET DR, ELGIN, OK 73538-2346
Document Number	008005/153
Book / Page	8005 / 153
Instrument Date	Feb 10, 2018
Instrument	2018-003969
Transaction Type	Transfer
Record Updated	Mar 24, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8917 S YAN AVE, TULSA, OK 74137

Mortgage

Document Number	2018003970
Date	Mar 20, 2018
Instrument	2018-003970

Lender

Name	RESOLUTE BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Type Change Date	Jul 1, 2021
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	3.25%
Index	1-Year CMT
Max Rate	1%

Tax Assessment & Valuation

Source: Comanche County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Comanche County
Municipality	Elgin City
Unified School District	Elgin Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$44,506 (+21.9%) Land $10,125 Building $34,381	$395,607 (+17.57%) Land $90,000 Building $305,607
2025	Homeowner's exemption	$36,509 (+28.66%) Land $5,625 Building $30,884	$336,473 (+14.57%) Land $50,000 Building $286,473
2023	$2,964.00	$28,377 Land $3,938 Building $24,439	$293,671 Land $35,000 Building $258,671

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2020–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · lower than 63% of Oklahoma
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CADDO CO RWD #3 serves 3,900 people · EPA ID OK2000816
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	1,000 / 1,000
Southwest Oklahoma Telephone Company Fiber	1,000 / 500
Verizon Fixed Wireless	300 / 20

31 NE Sunset Dr, Elgin, OK 73538 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

May 2026: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

March 2024: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2019: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

March 2018: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on NE Sunset Dr

Nearby Streets

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