Montgomery County property record for 31 N Wavy Oak Cir, Spring, TX 77381
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,038 sqft · built 1982 |
| Lot Size | 0.125 acres (5,426 sqft) |
| Owner | Company Name on Record |
| Last Sale | $103,740 (Oct 2023) |
| Tax Bill | $3,391 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Oct 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 9726-07-20500 |
| Primary APN | 9726-07-20500 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,038 sqft Living Area |
| Gross Area | 1,475 sqft |
| 1st Floor Area | 1,038 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 5,426 sqft (0.125 acres) |
| Garage Type | Attached |
| Garage Area | 437 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 12 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 31 N WAVY OAK CIR |
|---|---|
| City | SPRING |
| State | TX |
| Zip | 77381-2846 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 6 |
| Legal Description | S972607 - WDLNDS VIL PANTHER CK 07, BLOCK 9, LOT 12 |
| Legal Subdivision | WDLNDS VIL PANTHER CK 07 |
| Legal Block | 9 |
| Legal Lot Number | 12 |
| Jurisdiction | MONTGOMERY TX |
| Township / Civil Division | SOUTHEAST MONTGOMERY |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 691302 |
Source: Montgomery County records, as of September 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 448 W 19TH ST, HOUSTON, TX 77008-3914 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Aug 27, 2026 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BANK OF THE OZARKS INC |
| Oct 10, 2023 | Vendor's Lien, Transfer · Commercial Mortgage LONE STAR BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 10, 2023 · Amount on Record |
| Deed Sale | Oct 10, 2023 · Amount on Record |
| Deed Document Number | 202396450 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Recording Date | Aug 27, 2026 |
| Property Address | 31 N WAVY OAK CIR, SPRING, TX 77381-2846 |
| Document Number | 0000092304 |
| Instrument Date | Jul 31, 2026 |
| Instrument | 202692304 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | TEXAS TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Document Number | 0000092304, |
|---|---|
| Date | Aug 27, 2026 |
| Instrument | 202692304 |
| Name | COMMUNITY BANK OF THE OZARKS INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jul 31, 2031 |
| Max Rate | -1% |
|---|
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Recording Date | Oct 10, 2023 |
| Property Address | 31 N WAVY OAK CIR, SPRING, TX 77381-2846 |
| Document Number | 0000096450 |
| Map Reference | CAB B SH 152 |
| Instrument Date | Oct 5, 2023 |
| Instrument | 2023096450 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 809 SURREY LN, FLOWER MOUND, TX 75022-4322 |
| Name | Verified Name |
|---|---|
| Address | 448 W 19TH ST, HOUSTON, TX 77008-3914 |
| Investor | Possibly a Property Investor |
| Document Number | 0000096451 |
|---|---|
| Date | Oct 10, 2023 |
| Instrument | 2023096451 |
| Name | LONE STAR BANK |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Montgomery County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Montgomery County |
| Unified School District | Conroe Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $195,632 (+1.4%) Land $40,000 Building $155,632 | $195,632 (+1.4%) Land $40,000 Building $155,632 | |
| 2025 | $3,391.00 (-12.81%) | $192,931 (-12.3%) Land $40,000 Building $152,931 | $192,931 (-12.3%) Land $40,000 Building $152,931 |
| 2024 | $3,889.00 (+578.71%) | $219,991 (+29.97%) Land $40,000 Building $179,991 | $219,991 (+25.51%) Land $40,000 Building $179,991 |
| 2023 | $573.00 Homeowner's exemption | $169,260 Land $40,000 Building $135,280 | $175,280 Land $40,000 Building $135,280 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 38 policies |
| Nearby Flood Policies | 38 in force |
| Nearby Flood Claims | 134 (1978–2019) |
| Claims Outside the SFHA | 94 of 134 |
| Most Recent Claim | Jul 2019 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY MUD 7 serves 12,528 people · EPA ID TX1700169 |
|---|---|
| Water Source | Purchased surface water from SJRA THE WOODLANDS |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Tachus Fiber Internet Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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