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31 N River Rd, Fletcher, NC 28732 Property Records

Henderson County property record for 31 N River Rd, Fletcher, NC 28732

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,011 sqft · built 2017
Lot Size0.13 acres (5,663 sqft)
OwnerCompany Name on Record
Last Sale$305,000 (Jul 2018)
Tax Bill$2,573 (2025)
Deeds & MortgagesJun 2017 Mortgage
Jul 2018 Sale
Flood ZoneZone X (minimal risk)
APN9651198668

Property Details

APN / Parcel Number

Primary APN9651198668
Alternative APN
  • 1019158

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,011 sqft Heated Area
1st Floor Area1,098 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2018
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Lot Area5,663 sqft (0.13 acres)
Garage Area380 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area60 sqft
Patio Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number1019158
Street Address31 N RIVER RD
CityFLETCHER
StateNC
Zip28732-0147
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code1019158~R1
Legal DescriptionRIVERSTONE LO44 PH2D2E PL2016-10088
Legal SubdivisionRIVER STONE
Legal Phase2
Legal Block19
Legal Lot Number8668
JurisdictionHENDERSON NC
Township / Civil DivisionHOOPERS CREEK
Census Block Group1
Census Block1019
Census Tract930501

Owner

Source: Henderson County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 1711, MARS HILL, NC 28754-1711
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2017Deed of Trust, Mortgage · FHA Mortgage
PRIME MORTGAGE
Jul 26, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 26, 2018 · Amount on Record
Deed SaleJul 26, 2018 · Amount on Record
Prior SaleJun 23, 2017 · Amount on Record
Deed Book / Page3228 / 100
Record UpdatedSep 20, 2026

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENDERSON NC
Property Address31 N RIVER RD, FLETCHER, NC 28732-0147
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0030700255
DateJun 23, 2017
Book Page3070/255
Lender
NamePRIME MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2047

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHENDERSON NC
Recording DateJul 26, 2018
Property Address31 N RIVER RD, FLETCHER, NC 28732-0147
Document Number0032280100
Book / Page003228 / 000100
Instrument DateJul 20, 2018
Instrument887909
Transaction TypeTransfer
Record UpdatedSep 10, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$610.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 1711 MARS HILL NC 287541711, MARS HILL, NC 28754-1711

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHenderson County
Unified School DistrictHenderson County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$480,200 (-) Land $160,000 Building $320,200
2025$2,573.00
2023$480,200 Land $160,000 Building $320,200$480,200 Land $160,000 Building $320,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims4 (2018–2024)
Claims Outside the SFHA4 of 4
Most Recent ClaimSep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HENDERSONVILLE
serves 79,278 people · EPA ID NC0145010
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Optimum
Cable		940 / 35
Verizon
Fixed Wireless		300 / 20

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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