31 N High St, Montezuma, OH 45866 Property Records

Mercer County property record for 31 N High St, Montezuma, OH 45866

Property Summary

Property Type	Single Family Home
Details	1 bd · 1.5 ba · 1,120 sqft · built 1910
Lot Size	0.22 acres (9,588 sqft)
Owner	Individual Name on Record
Last Sale	$64,000 (Mar 2016)
Tax Bill	$1,814 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Oct 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-003800.0000`

Property Details

APN / Parcel Number

Primary APN	`14-003800.0000`
Alternative APN	`09-29-154-008`

Interior

Bedrooms	1 Bed
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,120 sqft Living Area
Basement Area	180 sqft
Unfinished Basement	180 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Lot Area	9,588 sqft (0.22 acres)
Lot Dimensions	102 ft deep x 94 ft wide

Location & Zoning

Street Address	31 N HIGH ST
City	MONTEZUMA
State	OH
Zip	45866
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIGINAL PLAT LOT 8 E PT IRREGULAR
Legal Subdivision	VILLAGE/MONTEZUMA
Legal Lot Number	8
Jurisdiction	MERCER OH
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1043
Census Tract	967800

Owner

Source: Mercer County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	31 N HIGH ST, MONTEZUMA, OH 45866
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2026	Deed of Trust, Mortgage · Line of Credit THE PEOPLES BANK CO
Oct 25, 2018	Deed of Trust, Mortgage · Commercial Mortgage FIRST FINANCIAL BANK
Nov 12, 2019	Deed of Trust, Mortgage · Line of Credit THE PEOPLES BANK CO
Oct 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage THE PEOPLES BANK CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 22, 2016 · Amount on Record
Deed Sale	Mar 22, 2016 · Amount on Record
Prior Sale	Jul 8, 2010 · Amount on Record
Deed Document Number	20161256
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER OH
Property Address	31 N HIGH ST, MONTEZUMA, OH 45866
Transaction Type	Mortgage
Record Updated	Feb 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 N HIGH ST, MONTEZUMA, OH 45866

Mortgage

Document Number	202600000519
Date	Feb 4, 2026
Instrument	202600000519

Lender

Name	THE PEOPLES BANK CO
Type	Bank
Address	COLDWATER, OH 45828

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Feb 20, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER OH
Property Address	31 N HIGH ST, MONTEZUMA, OH 45866
Transaction Type	Mortgage
Record Updated	Jan 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800005203
Date	Oct 25, 2018
Instrument	201800005203

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Oct 15, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER OH
Property Address	31 N HIGH ST, MONTEZUMA, OH 45866
Transaction Type	Mortgage
Record Updated	Jan 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900005212
Date	Nov 12, 2019
Instrument	201900005212

Lender

Name	THE PEOPLES BANK CO
Type	Bank
Address	COLDWATER, OH 45828

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Nov 20, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER OH
Property Address	31 N HIGH ST, MONTEZUMA, OH 45866
Transaction Type	Mortgage
Record Updated	Jan 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900004580
Date	Oct 10, 2019
Instrument	201900004580

Lender

Name	THE PEOPLES BANK CO
Type	Bank
Address	COLDWATER, OH 45828

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Mercer County assessment roll, as of February 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Mercer County
County Subdivision	Franklin Township
Municipality	Montezuma Village
Unified School District	Celina City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,814.00	$43,300 (-) Land $5,150 Building $38,150
2024	$1,814.00 (+0.22%)	$43,300 (-) Land $5,150 Building $38,150
2023	$1,810.00 (+48.6%)	$43,300 (+73.97%) Land $5,150 Building $38,150	$123,700 (+73.98%) Land $14,700 Building $109,000
2022	$1,218.00	$24,890 Land $3,150 Building $21,740
2020			$71,100 Land $9,000 Building $62,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (2005–2011)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Feb 2011 · river or lake flooding
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Jan 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
NKTELCO - Goldstar Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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