Union County and Springfield Township property record for 31 N Derby Rd, Springfield, NJ 07081
| Property Type | Single Family Home |
|---|---|
| Details | 1,739 sqft · built 1956 |
| Lot Size | 0.236 acres (10,280 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $205,000 (Apr 1996) |
| Tax Bill | $14,254 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Jun 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-03604-0000-00002 |
| Primary APN | 17-03604-0000-00002 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,739 sqft Living Area |
| 1st Floor Area | 1,739 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood |
| Construction Type | Wood |
| Lot Area | 10,280 sqft (0.236 acres) |
| Lot Width | 115 ft Width |
| Parking Spaces | 1 Parking Space |
| Old Parcel Number | 1700149000000010 |
|---|---|
| Street Address | 31 N DERBY RD |
| City | SPRINGFIELD |
| State | NJ |
| Zip | 07081-3312 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | TOWNSHIP/SPRINGFIELD |
| Legal Block | 3604 |
| Legal Lot Number | 2 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 37602 |
31 N Derby Rd is owned and occupied by two individuals who bought it in April 1996.
Source: Union County and Springfield Township records, as of July 8, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 31 N DERBY RD, SPRINGFIELD, NJ 07081-3312 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 12, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Jun 10, 2019 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 2, 1996 · Amount on File |
| Deed Sale | Apr 2, 1996 · Amount on File |
| Prior Sale | Dec 12, 1995 |
| Deed Document Number | 199626097 |
| Deed Book / Page | 4364 / 18 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 31 N DERBY RD, SPRINGFIELD, NJ 07081-3312 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2023 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|
| Document Number | 0152162865 |
|---|---|
| Date | May 12, 2022 |
| Book Page | 15216/2865 |
| Instrument | 37194 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 31 N DERBY RD, SPRINGFIELD, NJ 07081-3312 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0145632345 |
|---|---|
| Date | Jun 10, 2019 |
| Book Page | 14563/2345 |
| Instrument | 673641 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | ROANOKE, VA 24019 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 11, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 31 N Derby Rd was $14,254, up 1.5% from the year before.
Source: Union County and Springfield Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Springfield Township |
| Unified School District | Springfield Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $591,200 (-) Land $222,200 Building $369,000 | $591,200 (-) Land $222,200 Building $369,000 | |
| 2025 | $14,254.00 (+1.52%) | $591,200 Land $222,200 Building $369,000 | $591,200 Land $222,200 Building $369,000 |
| 2024 | $14,041.00 | ||
| 2023 | $591,200 (-) Land $222,200 Building $369,000 | $591,200 (-) Land $222,200 Building $369,000 | |
| 2022 | $12,823.00 (+3.08%) | $591,200 Land $222,200 Building $369,000 | $591,200 Land $222,200 Building $369,000 |
| 2021 | $12,440.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 31 N Derby Rd in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 12 (1979–2021) |
| Claims Outside the SFHA | 11 of 12 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 31 N Derby Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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