31 N Bend St, Peru, NY 12972 Property Records

Clinton County and Peru Town property record for 31 N Bend St, Peru, NY 12972

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,281 sqft · built 1953
Lot Size	0.542 acres (23,640 sqft)
Owner	2 Individual Names on File
Last Sale	$86,900 (Jun 2000)
Tax Bill	$5,296 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit Nov 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`094000 280.1-4-21`

Property Details

APN / Parcel Number

Primary APN	`094000 280.1-4-21`
Alternative APN	`400028000100040210000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,281 sqft Living Area
1st Floor Area	1,281 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	23,640 sqft (0.542 acres)
Lot Dimensions	197 ft deep x 120 ft wide
Garage Type	Mixed
Garage Area	1,848 sqft
Parking Spaces	8 Parking Spaces
Porch	Slab
Porch Area	280 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	31 N BEND ST
City	PERU
State	NY
Zip	12972-2917
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PAT BELL
Legal Block	4
Legal Lot Number	21.000
Jurisdiction	CLINTON NY
Township / Civil Division	PERU
Census Block Group	3
Census Block	3007
Census Tract	101901

Owner

31 N Bend St is owned and occupied by two individuals who acquired it in November 2023.

Source: Clinton County and Peru Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	31 N BEND ST, PERU, NY 12972-2917
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS BANK AND TRUST COMPANY
Nov 20, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 2000 · Amount on File
Deed Sale	Jun 13, 2000 · Amount on File
Deed Book / Page	20001 / 22647
Last Transfer Date	Nov 16, 2023
Transfer Doc	0000334761
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON NY
Recording Date	Apr 6, 2026
Property Address	31 N BEND ST, PERU, NY 12972-2917
Document Number	0000349780
Instrument Date	Mar 26, 2026
Instrument	2026349780
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 N BEND ST, PERU, NY 12972-2917

Mortgage

Document Number	0000349780,
Date	Apr 6, 2026
Instrument	2026349780

Lender

Name	MANUFACTURERS BANK AND TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.98%
Initial Type	Adjustable Rate
Max Rate	-1%

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON NY
Recording Date	Nov 20, 2023
Property Address	31 N BEND ST, PERU, NY 12972-2917
Document Number	0000334761
Instrument Date	Nov 16, 2023
Instrument	20230-00334761
Transaction Type	Transfer
Record Updated	Mar 25, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 N BEND ST, PERU, NY 12972-2917

Tax Assessment & Valuation

The 2026 property tax bill for 31 N Bend St was $5,296 with a homeowner's exemption, up 167.3% from the year before.

Source: Clinton County and Peru Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Clinton County
County Subdivision	Peru Town
Unified School District	Peru Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,296.00 (+167.34%) Homeowner's exemption
2025	$1,981.00	$231,800 Land $20,300 Building $211,500	$231,800 Land $20,300 Building $211,500
2023		$206,200 Land $20,300 Building $185,900	$206,200 Land $20,300 Building $185,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31 N Bend St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 31 N Bend St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PERU WD serves 2,700 people · EPA ID NY0900216
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	9 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: SLICFiber, Westelcom Networks.

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