31 N 3rd St, Cleveland, MO 64734 Property Records

Cass County property record for 31 N 3rd St, Cleveland, MO 64734

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 984 sqft · built 1910
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on Record
Last Sale	$194,000 (Apr 2022)
Tax Bill	$3,195 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Dec 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-09-32-104-000-032.000`

Property Details

APN / Parcel Number

Primary APN	`06-09-32-104-000-032.000`
Alternative APN	`2588200`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	984 sqft Living Area
1st Floor Area	984 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1910
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	132 ft deep x 160 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	220 sqft

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Account Number	2588200
Street Address	31 N 3RD ST
City	CLEVELAND
State	MO
Zip	64734-7104
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLEVELAND LOTS 21-25 BLK 2
Legal Range	33
Legal Township	45
Legal Section	32
Legal Subdivision	CLEVELAND
Legal Block	2
Legal Lot Number	21-25 22
Jurisdiction	CASS MO
Township / Civil Division	UNION
Census Block Group	2
Census Block	2034
Census Tract	61001

Owner

Source: Cass County records, as of December 1, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	320 W MAIN ST, CLEVELAND, MO 64734-9094
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2022	Warranty Deed, Transfer · Line of Credit CITIZENS SAVINGS BANK & TRUST CO
Dec 8, 2021	Warranty Deed, Transfer · Line of Credit CITIZENS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2022 · Amount on Record
Deed Sale	Apr 7, 2022 · Amount on Record
Prior Sale	Dec 8, 2021
Deed Document Number	0004840/35
Deed Book / Page	4840 / 35
Record Updated	Jun 8, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MO
Recording Date	Apr 7, 2022
Property Address	31 N 3RD ST, CLEVELAND, MO 64734-7104
Document Number	0004840/35
Book / Page	4840 / 35
Instrument Date	Apr 7, 2022
Instrument	714216
Transaction Type	Transfer
Record Updated	Dec 11, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 W MAIN ST, CLEVELAND, MO 64734-9094
Investor	Possibly a Property Investor

Mortgage

Document Number	0000484036
Date	Apr 7, 2022
Instrument	4840/36

Lender

Name	CITIZENS SAVINGS BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MO
Recording Date	Dec 8, 2021
Property Address	31 N 3RD ST, CLEVELAND, MO 64734-7104
Document Number	0004791/58
Book / Page	4791 / 58
Instrument Date	Dec 7, 2021
Instrument	706635
Transaction Type	Transfer
Record Updated	Dec 11, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12405 WHITE OAK ST, PECULIAR, MO 64078-8328
Investor	Possibly a Property Investor

Mortgage

Document Number	0000479159
Date	Dec 8, 2021
Instrument	4791/59

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cass County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Cass County
Municipality	Cleveland City
Unified School District	Midway R-I School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,195.00 (+200.56%)	$16,820 (+14.66%) Land $3,210 Building $13,610	$88,540 (+14.66%) Land $16,900 Building $71,640
2023	$1,063.00 (+4,329.17%)	$14,670 (+13.63%) Land $2,920 Building $11,750	$77,220 (+13.66%) Land $15,360 Building $61,860
2022	$24.00	$12,910 Land $2,920 Building $9,990
2021			$67,940 Land $15,360 Building $52,580

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	10 (1982–2017)
Claims Outside the SFHA	7 of 10
Most Recent Claim	Aug 2017 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND PWS serves 690 people · EPA ID MO1010174
Water Source	Purchased surface water from CASS COUNTY PWSD 2
Last State Inspection	Jan 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2024 Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: GoBrolly, Verizon.

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