31 Mount Vernon, Irvine, CA 92620 Property Records

Orange County property record for 31 Mount Vernon, Irvine, CA 92620

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,917 sqft · built 2000
Lot Size0.083 acres (3,650 sqft)
OwnerIndividual Name on File
Last Sale$1,030,000 (Oct 2017)
Tax Bill$12,605 (2025)
Deeds & MortgagesOct 2021 Mortgage
Oct 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN530-492-55

Property Details

APN / Parcel Number

Primary APN530-492-55

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Building Area1,917 sqft Living Area

Exterior

Year BuiltBuilt 2000
Lot Area3,650 sqft (0.083 acres)
Garage Area410 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address31 MOUNT VERNON
CityIRVINE
StateCA
Zip92620-1997
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN TR 15552 BLK LOT 18
Legal Tract15552
Legal Lot Number18
JurisdictionORANGE CA
Township / Civil DivisionIRVINE-LAKE FOREST
Census Block Group5
Census Block5001
Census Tract52436

Owner

Source: Orange County records · APN 530-492-55

Assessment roll updated July 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address31 MOUNT VERNON, IRVINE, CA 92620-1997
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 08, 2021Deed of Trust, Mortgage · Conventional Mortgage
CITIBANK NA
Oct 23, 2017Grant Deed, Transfer · ARM
CTBC BANK CORP USA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 23, 2017 · Amount on Record
Deed SaleOct 23, 2017 · Amount on Record
Prior SaleJun 14, 2000 · Amount on Record
Deed Document Number2017000449484
Record UpdatedJun 08, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address31 MOUNT VERNON, IRVINE, CA 92620-1997
Transaction TypeMortgage
Record UpdatedOct 20, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address31 MOUNT VERNON, IRVINE, CA 92620-1997

Mortgage

Document Number0000620894
DateOct 08, 2021
Instrument2021000620894
Lender
NameCITIBANK NA
TypeBank
AddressO FALLON, MO 63368
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

October 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionORANGE CA
Recording DateOct 23, 2017
Property Address31 MOUNT VERNON, IRVINE, CA 92620-1997
Document Number0000449484
Map ReferenceMB787 PG36-38
Instrument DateSep 14, 2017
Instrument2017000449484
Transaction TypeTransfer
Record UpdatedSep 14, 2021
Title CompanyTICOR TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address5 WAYNESBORO, IRVINE, CA 92620-3702
InvestorPossibly a Property Investor

Mortgage

Document Number0000449486
DateOct 23, 2017
Instrument2017000449486
Lender
NameCTBC BANK CORP USA
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueNov 01, 2047
Interest
Rate TypeAdjustable Rate
Rate4.12%
Type Change DateNov 01, 2020
Change FrequencyAnnually
Min Rate At Change4.12%
Max Rate At Change9.12%
Index1-Year LIBOR
Max Rate10.1%

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated July 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
MunicipalityIrvine City
Unified School DistrictIrvine Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$12,605.00 (+4.79%)$1,171,962 (+4.04%) Land $901,892 Building $270,070
2023$12,029.00 (+1.9%)$1,126,454 Land $866,870 Building $259,584
2022$11,805.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 27, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskModerate
above 43% of the US · lower than 74% of California
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

May also be available: California Internet, Google Fiber.

Based on FCC filings for 342 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemIRVINE RANCH WATER DISTRICT
serves 450,323 people
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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