31 Mount Joy St, Mount Joy, PA 17552 Property Records

Lancaster County property record for 31 Mount Joy St, Mount Joy, PA 17552

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,568 sqft · built 1890
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (May 2022)
Tax Bill	$3,920 (2025)
Deeds & Mortgages	Oct 2025 Second Mortgage May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`450-25879-0-0000`

Property Details

APN / Parcel Number

Primary APN	`450-25879-0-0000`
Alternative APN	`45010F1 11 11`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,568 sqft Living Area
Gross Area	2,518 sqft
1st Floor Area	784 sqft
Upper Floors Area	784 sqft
Basement Area	784 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Duplex Single
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	4,356 sqft (0.1 acres)
Garage Area	200 sqft
Porch	Slab
Porch Area	166 sqft
Patio Area	42 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	31 MOUNT JOY ST
City	MOUNT JOY
State	PA
Zip	17552-1417
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	MDR
Jurisdiction	LANCASTER PA
Township / Civil Division	MOUNT JOY
Census Block Group	1
Census Block	1024
Census Tract	10902

Owner

Source: Lancaster County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	31 MOUNT JOY ST, MOUNT JOY, PA 17552-1417
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
May 11, 2022	Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2022 · Amount on Record
Deed Sale	May 11, 2022 · Amount on Record
Prior Sale	Oct 1, 2008 · Amount on Record
Deed Document Number	20226680462
Prior Transfer Date	Nov 10, 2011
Prior Transfer Doc	0005963997
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	31 MOUNT JOY ST, MOUNT JOY, PA 17552-1417
Transaction Type	Mortgage
Record Updated	Oct 24, 2025
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	20250040712
Date	Oct 15, 2025
Instrument	20250040712

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2045

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER PA
Recording Date	May 11, 2022
Property Address	31 MOUNT JOY ST, MOUNT JOY, PA 17552-1417
Document Number	0006680462
Instrument Date	Apr 29, 2022
Instrument	6680462
Transaction Type	Transfer
Record Updated	May 24, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 MOUNT JOY ST, MOUNT JOY, PA 17552-1417
Investor	Possibly a Property Investor

Mortgage

Document Number	0006680463
Date	May 11, 2022
Instrument	6680463

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Lancaster County
Municipality	Mount Joy Borough
Unified School District	Donegal School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$144,000 (-) Land $34,400 Building $109,600	$144,000 (-) Land $34,400 Building $109,600
2025	$3,920.00 (+1.77%)
2024	$3,852.00	$144,000 Land $34,400 Building $109,600
2018			$144,000 Land $34,400 Building $109,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT JOY BORO AUTH serves 15,261 people · EPA ID PA7360091
Water Source	Groundwater influenced by surface water
Last State Inspection	Jan 2026
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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