31 Monroe, Chicago, IL 60603 Property Records

Cook County property record for 31 Monroe, Chicago, IL 60603

Property Summary

Property TypeCommercial
Detailsbuilt 1985
Lot Size0.56 acres (2,451 sqft)
OwnerCompany Name on Record
Last Sale$20,477,500 (Apr 2004)
Tax Bill$64,691 (2023)
Deeds & MortgagesFeb 2026 Mortgage
Feb 2026 Foreclosure
Flood ZoneZone X (minimal risk)
APN17-16-213-020

Property Details

APN / Parcel Number

Primary APN17-16-213-020
Alternative APN
  • 17-16-213-020-0000

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Lot Area2,451 sqft (0.56 acres)

Location & Zoning

Street Address31 W MONROE ST
CityCHICAGO
StateIL
Zip60603-5301
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeDC-16
Legal Range14E
Legal Township39N
Legal Section16
Legal SubdivisionSCHOOL SECTION ADD TO CHICAGO SEC
Legal Block141
Legal Lot Number2
JurisdictionCOOK IL
Township / Civil DivisionCHICAGO
Census Block Group1
Census Block1074
Census Tract839100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Loop Retail Historic District
listed 1998 · 74 contributing resources · NRIS 98001351

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Feb 13, 2026Deed of Trust, Mortgage · Commercial Mortgage
UNDERGROUND LENDING LLC
Feb 11, 2026Deed in Lieu of Foreclosure, Foreclosure

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 22, 2004 · Amount on Record
Deed SaleApr 22, 2004 · Amount on Record
Deed Document Number200439005
Prior Transfer DateApr 16, 2004
Prior Transfer Doc0000034019
Record UpdatedSep 20, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address31 W MONROE ST, CHICAGO, IL 60603-5301
Transaction TypeMortgage
Record UpdatedMay 8, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0004407008
DateFeb 13, 2026
Instrument2604407008
Lender
NameUNDERGROUND LENDING LLC
TypeNon-Lending Institution
AddressATLANTA, GA 30303
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term8 Months
DueOct 20, 2026

February 2026: Deed in Lieu of Foreclosure, Foreclosure

Document TypeDeed in Lieu of Foreclosure
JurisdictionCOOK IL
Recording DateFeb 11, 2026
Property Address31 W MONROE ST, CHICAGO, IL 60603-5301
Document Number0004227035
Instrument DateJan 21, 2025
Instrument2604227035
Transaction TypeForeclosure
Record UpdatedMay 8, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address250 BROADWAY FL 30, 30, NEW YORK, NY 10007-2744

Transferred To (Grantee/Buyer)

NameVerified Name
Address1010 NORTHERN BLVD, GREAT NECK, NY 11021-5317

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
MunicipalityChicago City
Unified School DistrictChicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$258,105 (-15.82%) Land $257,355 Building $750$1,032,420 (-15.82%) Land $1,029,420 Building $3,000
2023$64,691.00 (+2.56%)$306,606 (-0.02%) Land $306,375 Building $231$1,226,424 (-0.02%) Land $1,225,500 Building $924
2022$63,075.00$306,667 Land $306,375 Building $292$1,226,668 Land $1,225,500 Building $1,168

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims15 (1978–2020)
Claims Outside the SFHA4 of 15
Most Recent ClaimMay 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICAGO
serves 2,721,308 people · EPA ID IL0316000
Water SourceSurface water
Last State InspectionMar 2026
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
AT&T
Fixed Wireless · Fiber, DSL in parts of the area
100 / 20

May also be available: Google Fiber, T-Mobile, Verizon, Zentro.

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