31 Moccasin Trl, Murphy, NC 28906 Property Records

Cherokee County property record for 31 Moccasin Trl, Murphy, NC 28906 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Architecture Style	A-Frame
Year Built	Built 1985
Square Footage	972 sqft Heated Area
Lot Size	10,454 sqft (0.24 acres)
Occupancy	Owner Occupied
Tax Bill	$902.00 (2025)

Owner

Source: Cherokee County records · APN 455407672625000

Assessment roll updated October 10, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	31 MOCCASIN TRL, MURPHY, NC 28906-1781
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Husband And Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Mar 29, 2012
Transfer Doc	1434/0726
Record Refreshed	Jun 08, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	31 MOCCASIN TRL, MURPHY, NC 28906-1781
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01627/1025
Date	Nov 04, 2019
Book Page	01627/1025
Instrument	05336

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Change Frequency	5 Years
Min Rate At Change	3.75%
Index	5-Year CMT
Max Rate	6%

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated October 10, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$902.00	$73,990 (-)	$73,990 (-) Land $12,000 Building $61,990
2023		$73,990	$73,990 Land $12,000 Building $61,990

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 44% of the US · above 64% of North Carolina
Wildfire Likelihood	About 1 in 1,266 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`455407672625000`
Alternative APN	`35765`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Building Area	972 sqft Heated Area
Gross Area	1,643 sqft Gross Area
1st Floor	720 sqft 1st Floor
Primary Flooring	Wood Flooring
Interior Structure	Plywood Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1985
Architectural Style	A-Frame Style
Exterior Material	Wood Exterior
Roof Construction	Cathedral/Clerestory Roof Construction
Roof Material	Asphalt Roof
Lot Area	10,454 sqft (0.24 acres)
Depth X Width	140 ft x 85 ft Depth x Width
Deck Area	391 sqft Deck
Porch Area	280 sqft Porch
Topography	Mountain Topography

Utilities and HVAC

Cooling System	None Cooling

Location & Zoning

Account Number	35765
Street Address	31 MOCCASIN TRL
City	MURPHY
State	NC
Zip	28906-1781
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LT 5 BLK 9 SEC 1 BEAR PAW 1432/65 A/32B
Legal Block	9
Legal Lot Number	5
Jurisdiction	CHEROKEE NC
Minor Civil Division	SHOAL CREEK
Census Blockgroup	2
Census Block	2056
Census Tract	930603