31 Miranda Cir, Saco, ME 04072 Property Records

York County and Saco City property record for 31 Miranda Cir, Saco, ME 04072

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 960 sqft · built 1985
Lot Size0.174 acres (7,559 sqft)
OwnerIndividual Name on Record
Last Sale$131,200 (Jun 2026)
Tax Bill$4,311 (2025)
Deeds & MortgagesJun 2026 Sale & Line of Credit
Dec 2021 Refinance
+ 2 more
Flood ZoneZone X (minimal risk)
APNB5554R

Property Details

APN / Parcel Number

Primary APNB5554R
Alternative APNs
  • SACO M:067 L:020 U:001-000
  • M:067 L:020 U:001=000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area960 sqft Living Area
Gross Area2,280 sqft
1st Floor Area960 sqft
Basement Area960 sqft
Unfinished Basement960 sqft

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,559 sqft (0.174 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account NumberB5554R
Street Address31 MIRANDA CIR
CitySACO
StateME
Zip04072-2436
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMDR
Legal SubdivisionMIRANDA MDWS
Legal Lot Number20
JurisdictionSACO ME
Township / Civil DivisionSACO
Census Block Group1
Census Block1013
Census Tract5302

Owner

Source: York County and Saco City records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address6 VICTORY LN, SACO, ME 04072-8002
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
Jun 29, 2026Quit Claim Deed, Transfer · Line of Credit
CAMDEN NATIONAL BANK
Dec 20, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
FREEDOM MORTGAGE CORP
May 3, 2022Quit Claim Deed, Transfer · Stand-Alone First Mortgage
ATLANTIC REGIONAL FCU
Jan 29, 2018Warranty Deed, Transfer · FHA Mortgage
HOMEBRIDGE FINANCIAL

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 29, 2026 · Amount on Record
Deed SaleJun 29, 2026 · Amount on Record
Prior SaleMay 3, 2022 · Amount on Record
Deed Document Number20262026022299
Deed Book / Page19934 / 353
Prior Transfer DateApr 22, 2026
Prior Transfer Doc0000022299
Record UpdatedSep 20, 2026

June 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSACO ME
Recording DateJun 29, 2026
Property Address31 MIRANDA CIR, SACO, ME 04072-2436
Document Number0000022299
Book / Page19934 / 353
Instrument DateApr 22, 2026
Instrument202622299
Transaction TypeTransfer
Record UpdatedJul 30, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyEstimated Sale Price

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6 VICTORY LN, SACO, ME 04072-8002

Mortgage

DateJun 29, 2026
Lender
NameCAMDEN NATIONAL BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate TypeAdjustable Rate
Rate6.36%
Initial TypeAdjustable Rate
Max Rate-1%

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACO ME
Property Address31 MIRANDA CIR, SACO, ME 04072-2436
Transaction TypeMortgage
Record UpdatedJul 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0189030525
DateDec 20, 2021
Book Page18903/525
Instrument2021072593
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term313 Months
DueJan 1, 2048

May 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSACO ME
Recording DateMay 3, 2022
Property Address31 MIRANDA CIR, SACO, ME 04072-2436
Document Number0190160010
Book / Page19016 / 10
Instrument DateApr 26, 2022
Instrument2022019243
Transaction TypeTransfer
Record UpdatedMay 16, 2022

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address31 MIRANDA CIR, SACO, ME 04072-2436

Mortgage

Document Number2022019244
DateMay 3, 2022
Instrument2022019244
Lender
NameATLANTIC REGIONAL FCU
TypeCredit Union
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSACO ME
Recording DateJan 29, 2018
Property Address31 MIRANDA CIR, SACO, ME 04072-2436
Document Number0176510609
Book / Page17651 / 0609
Instrument2018003762
Transaction TypeTransfer
Record UpdatedJul 25, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2018003763
DateJan 29, 2018
Instrument2018003763
Lender
NameHOMEBRIDGE FINANCIAL
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 29, 2048

Tax Assessment & Valuation

Source: York County and Saco City assessment roll, as of May 22, 2026

Property Jurisdictions

TypeName
StateMaine
CountyYork County
MunicipalitySaco City
Unified School DistrictSaco Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,311.00 (+0.96%)$303,600 (-0.1%) Land $116,300 Building $187,300
2024$4,270.00 (+6.03%)$303,900 (+38.32%) Land $116,300 Building $187,600$321,100
2022$4,027.00$219,700 Land $88,700 Building $131,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMAINE WATER COMPANY BIDDEFORD SACO DIV
private · serves 42,508 people · EPA ID ME0090170
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Aug 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
2,000 / 2,000
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

May also be available: T-Mobile, Verizon.

Nearby Properties on Miranda Cir

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