Essex County and Montclair Township property record for 31 Midland Ave, Montclair, NJ 07042 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1,553 sqft · built 1880 |
| Lot Size | 0.098 acres (4,256 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $350,000 (Jun 2015) |
| Tax Bill | $12,478 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-02213-0000-00022 |
| Primary APN | 13-02213-0000-00022 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,553 sqft Living Area |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Construction Type | Frame |
| Lot Area | 4,256 sqft (0.098 acres) |
| Lot Dimensions | 112 ft deep x 38 ft wide |
| Parking Spaces | 4 Parking Spaces |
| Old Parcel Number | 130221300022 |
|---|---|
| Street Address | 31 MIDLAND AVE |
| City | MONTCLAIR |
| State | NJ |
| Zip | 07042-2815 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 38X112 IRR |
| Legal Block | 2213 |
| Legal Lot Number | 22 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MONTCLAIR |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 16800 |
Source: Essex County and Montclair Township records · APN 13-02213-0000-00022
Assessment roll updated July 2, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 31 MIDLAND AVE, MONTCLAIR, NJ 07042-2815 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 06, 2022 | Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC |
| Oct 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 05, 2015 · Amount on Record |
| Deed Sale | Jun 05, 2015 · Amount on Record |
| Prior Sale | Sep 23, 2002 · Amount on Record |
| Deed Book / Page | 12558 / 1246 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 31 MIDLAND AVE, MONTCLAIR, NJ 07042-2815 |
| Transaction Type | Mortgage |
| Record Updated | Oct 03, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000081429 |
|---|---|
| Date | Sep 06, 2022 |
| Instrument | 2022081429 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | WAYNE, PA 19087 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 31 MIDLAND AVE, MONTCLAIR, NJ 07042-2815 |
| Document Number | 0000106940 |
| Instrument Date | Oct 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2020 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 31 MIDLAND AVE MONTCLAIR NJ 070422815, MONTCLAIR, NJ 07042-2815 |
| Document Number | 0000106940 |
|---|---|
| Date | Oct 28, 2020 |
| Instrument | 106940 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 27, 2050 |
Source: Essex County and Montclair Township records · Assessment roll updated July 2, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Montclair Township |
| Unified School District | Montclair Town School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $354,900 (-) Land $171,300 Building $183,600 | $354,900 (-) Land $171,300 Building $183,600 | |
| 2025 | $12,478.00 (+3.32%) | $354,900 (-) Land $171,300 Building $183,600 | $354,900 (-) Land $171,300 Building $183,600 |
| 2024 | $12,077.00 (+3.5%) | ||
| 2023 | $354,900 Land $171,300 Building $183,600 | $354,900 Land $171,300 Building $183,600 | |
| 2022 | $11,669.00 |
Source: FEMA National Flood Hazard Layer, Essex County (34013C), updated September 24, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340130168003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 4 individual NFIP policies nearby |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force 1 of 4 on primary residences |
| Nearby Flood Claims | 4 (2021–2024) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Aug 2024, rainfall accumulation |
| Flood Events |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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