Osage County property record for 31 Michael Dr, Ponca City, OK 74604
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,864 sqft · built 1978 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $325,000 (May 2024) |
| Tax Bill | $3,682 (2025) |
| Deeds & Mortgages | May 2024 Sale & Mortgage Feb 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-26-04-00050 |
| Primary APN | 31-26-04-00050 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,864 sqft Living Area |
| 1st Floor Area | 1,864 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 87,120 sqft (2 acres) |
| Garage Type | Mixed |
| Garage Area | 1,456 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 370 sqft |
| Deck Area | 156 sqft |
| Patio Area | 156 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 15475 |
|---|---|
| Street Address | 31 MICHAEL DR |
| City | PONCA CITY |
| State | OK |
| Zip | 74604-5531 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKESIDE PARK LOT 1 & 2 |
| Legal Range | 04E |
| Legal Township | 26N |
| Legal Section | 31 |
| Legal Subdivision | LAKESIDE PARK |
| Legal Lot Number | 1,2 |
| Jurisdiction | OSAGE OK |
| Township / Civil Division | NORTHWEST OSAGE |
| Census Block Group | 1 |
| Census Block | 1252 |
| Census Tract | 940011 |
Source: Osage County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 31 MICHAEL DR, PONCA CITY, OK 74604-5531 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| May 3, 2024 | Warranty Deed, Transfer · Conventional Mortgage RCB BANK |
| Feb 11, 2022 | Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 3, 2024 · Amount on Record |
| Deed Sale | May 3, 2024 · Amount on Record |
| Prior Sale | Feb 11, 2022 · Amount on Record |
| Deed Document Number | 20242880 |
| Deed Book / Page | 1915 / 498 |
| Prior Transfer Date | Jun 17, 2008 |
| Prior Transfer Doc | 001362/345 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSAGE OK |
| Recording Date | May 3, 2024 |
| Property Address | 31 MICHAEL DR, PONCA CITY, OK 74604-5531 |
| Document Number | 001915/498 |
| Book / Page | 1915 / 498 |
| Instrument Date | May 3, 2024 |
| Instrument | I-2024-002880 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $487.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 31 MICHAEL DR, PONCA CITY, OK 74604-5531 |
| Document Number | I2024002881 |
|---|---|
| Date | May 3, 2024 |
| Instrument | I-2024-002881 |
| Name | RCB BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSAGE OK |
| Recording Date | Feb 11, 2022 |
| Property Address | 31 MICHAEL DR, PONCA CITY, OK 74604-5531 |
| Document Number | 001830/551 |
| Book / Page | 1830 / 551 |
| Instrument Date | Feb 11, 2022 |
| Instrument | I-2022-001128 |
| Transaction Type | Transfer |
| Record Updated | Mar 3, 2022 |
| Title Company | SECURITY TITLE SERVICES, SECURITY TITLE SERVICE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $375.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | I2022001129 |
|---|---|
| Date | Feb 11, 2022 |
| Instrument | I-2022-001129 |
| Name | FLAT BRANCH HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
Source: Osage County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Osage County |
| Unified School District | Ponca City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $39,195 (-) Land $1,560 Building $37,635 | $326,621 (-) Land $13,000 Building $313,621 | |
| 2025 | $3,682.00 (-1.26%) | $39,195 (+30.65%) Land $1,560 Building $37,635 | $326,621 (+30.65%) Land $13,000 Building $313,621 |
| 2024 | $3,729.00 (+31.44%) Homeowner's exemption | $30,000 (-) Land $1,560 Building $28,440 | $250,000 (-) Land $13,000 Building $237,000 |
| 2023 | $2,837.00 (+104.69%) Homeowner's exemption | $30,000 (+88.37%) Land $1,560 Building $28,440 | $250,000 (+88.37%) Land $13,000 Building $237,000 |
| 2022 | $1,386.00 Homeowner's exemption | $15,926 Land $1,320 Building $14,606 | $132,715 Land $11,000 Building $121,715 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 86% of the US · above 75% of Oklahoma |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSAGE CO RWS & SWD #3 (BRADEN) serves 700 people · EPA ID OK3005748 |
|---|---|
| Water Source | Purchased surface water from PONCA CITY MUN WATER |
| Last State Inspection | Sep 2022 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber | 1,000 / 35 |
| Starlink Satellite | 280 / 30 |
| Chisholm Broadband Fixed Wireless | 100 / 40 |
| T-Mobile Fixed Wireless | 100 / 20 |
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