Middlesex County and Lowell City property record for 31 Merrill St, Lowell, MA 01852
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,065 sqft · built 1920 |
| Lot Size | 0.03 acres (1,307 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $350,000 (May 2026) |
| Tax Bill | $3,239 (2026) |
| Deeds & Mortgages | May 2021 Mortgage May 2026 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | J02380 |
| Primary APN | J02380 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,065 sqft Living Area |
| Gross Area | 1,906 sqft |
| 1st Floor Area | 711 sqft |
| Basement Area | 693 sqft |
| Unfinished Basement | 693 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 1,307 sqft (0.03 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | J02380 |
|---|---|
| Street Address | 31 MERRILL ST |
| City | LOWELL |
| State | MA |
| Zip | 01852-3537 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TTF |
| Legal Subdivision | HILDRETH ESTATE TRUST ASSOCIAT |
| Legal Block | 4050 |
| Legal Lot Number | 31 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 312100 |
Source: Middlesex County and Lowell City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 31 MERRILL ST, LOWELL, MA 01852-3537 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| May 24, 2021 | Deed of Trust, Mortgage · Commercial Mortgage MIDDLESEX FSLA |
| May 1, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage CROSSCOUNTY MORTGAGE INC |
| Oct 9, 2020 | Deed of Trust, Mortgage · Commercial Mortgage MIDDLESEX FSLA |
| Apr 19, 2018 | Quit Claim Deed, Transfer THE WASHINGTON SAVINGS BANK FSB |
| Mar 6, 2017 | Deed of Trust, Mortgage · Conventional Mortgage MEI ZHOU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 1, 2026 · Amount on Record |
| Deed Sale | May 1, 2026 · Amount on Record |
| Prior Sale | Apr 19, 2018 |
| Deed Document Number | 202613277 |
| Deed Book / Page | 40029 / 128 |
| Transfer Doc | 30144-267 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 31 MERRILL ST, LOWELL, MA 01852-3537 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | 035787-183 |
|---|---|
| Date | May 24, 2021 |
| Book Page | 35787/183 |
| Instrument | 30639 |
| Name | MIDDLESEX FSLA |
|---|---|
| Type | Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | May 1, 2026 |
| Property Address | 31 MERRILL ST, LOWELL, MA 01852-3537 |
| Document Number | 040029-128 |
| Book / Page | 40029 / 128 |
| Instrument Date | Apr 28, 2026 |
| Instrument | 2026.13277 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 31 MERRILL ST, LOWELL, MA 01852-3537 |
| Date | May 1, 2026 |
|---|
| Name | CROSSCOUNTY MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 31 MERRILL ST, LOWELL, MA 01852-3537 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 34748-106 |
|---|---|
| Date | Oct 9, 2020 |
| Book Page | 34748/106 |
| Instrument | 50324 |
| Name | MIDDLESEX FSLA |
|---|---|
| Type | Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Apr 19, 2018 |
| Property Address | 31 MERRILL ST, LOWELL, MA 01852-3537 |
| Document Number | 32011-103 |
| Book / Page | 32011 / 103 |
| Instrument | 15382 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Tax | $17.51 |
|---|---|
| Amount Accuracy | Non-Arm's Length Transaction |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 31 MERRILL ST, LOWELL, MA 01852-3537 |
| Document Number | 32011-109 |
|---|---|
| Date | Apr 19, 2018 |
| Book Page | 32011/109 |
| Instrument | 15384 |
| Name | THE WASHINGTON SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 31 MERRILL ST, LOWELL, MA 01852-3537 |
| Document Number | 30973-164 |
| Book / Page | 030973 / 000164 |
| Instrument Date | Mar 6, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 4, 2017 |
| Name | Verified Name |
|---|
| Document Number | 30973-164 |
|---|---|
| Date | Mar 15, 2017 |
| Book Page | 030973/000164 |
| Instrument | 10657 |
| Name | MEI ZHOU |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 14, 2047 |
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,239.00 (+6.44%) | $285,400 (+7.66%) Land $98,700 Building $186,700 | $334,973 (+16.29%) |
| 2025 | $3,043.00 (+3.64%) | $265,100 (+7.55%) Land $92,200 Building $172,900 | $288,040 (+25.44%) |
| 2024 | $2,936.00 (+6.18%) | $246,500 (+10.74%) Land $83,200 Building $163,300 | $229,615 |
| 2023 | $2,765.00 | $222,600 Land $72,400 Building $150,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Jan 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 643 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures