31 Mello Way, Miramar Beach, FL 32550 Property Records

Walton County property record for 31 Mello Way, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	7 bd · 7 ba · 2,985 sqft · built 2020
Lot Size	0.082 acres (3,572 sqft)
Owner	Company Name on Record
Last Sale	$1,365,000 (Jul 2021)
Tax Bill	$13,402 (2024)
Deeds & Mortgages	Jul 2021 Sale Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30-2S-21-42970-000-0180`

Property Details

APN / Parcel Number

Primary APN	`30-2S-21-42970-000-0180`
Alternative APN	`1085775`

Interior

Bedrooms	7 Beds
Full Baths	7 Baths
Stories	3 Stories
Building Area	2,985 sqft Living Area
Gross Area	3,536 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2020
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Concrete Tile
Lot Area	3,572 sqft (0.082 acres)
Lot Dimensions	7.3 ft deep x 4.9 ft wide
Garage Type	Finished
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1085775
Street Address	31 MELLO WAY
City	MIRAMAR BEACH
State	FL
Zip	32550-7175
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 18 RETREAT AT MIRAMAR PB 20-11 OR 3140-3222 OR 3207-4393
Legal Range	21W
Legal Township	02S
Legal Section	30
Legal Subdivision	RETREAT/MIRAMAR
Legal Lot Number	18
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	2
Census Block	2005
Census Tract	950608

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	11607 WHITE RIM TER, JONESTOWN, TX 78645-2954
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2021	Warranty Deed, Transfer MCNEESE TITLE LLC
Apr 23, 2020	Special Warranty Deed, Transfer · Commercial Mortgage COMMUNITY FINANCIAL SERVICES BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2021 · Amount on Record
Deed Sale	Jul 20, 2021 · Amount on Record
Prior Sale	Apr 23, 2020 · Amount on Record
Deed Document Number	20210036199
Deed Book / Page	3207 / 4393
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jul 20, 2021
Property Address	31 MELLO WAY, MIRAMAR BEACH, FL 32550-7175
Document Number	0032074393
Book / Page	3207 / 4393
Map Reference	MB 20 PG 11
Instrument Date	Jul 13, 2021
Instrument	20210036199
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	MCNEESE TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$9,555.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3150 FISHER RD, WEST PADUCAH, KY 42086-9796

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11607 WHITE RIM TER, JONESTOWN, TX 78645-2954

April 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Apr 23, 2020
Property Address	31 MELLO WAY, MIRAMAR BEACH, FL 32550-7175
Document Number	0031403222
Book / Page	3140 / 3222
Map Reference	MB 20 PG 11
Instrument Date	Apr 21, 2020
Instrument	20200014010
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	BLUEPRINT TITLE DMV LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,930.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	102 S COURT SQ, 102, ABBEVILLE, AL 36310-2132

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3150 FISHER RD, WEST PADUCAH, KY 42086-9796

Mortgage

Document Number	0031403226
Date	Apr 23, 2020
Instrument	3140/3226

Lender

Name	COMMUNITY FINANCIAL SERVICES BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Apr 21, 2045

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,540,591 (+6.46%) Land $135,000 Building $1,405,591	$1,540,591 (+6.46%) Land $135,000 Building $1,405,591
2024	$13,402.00 (+9.31%)
2023	$12,261.00 (+15.19%)	$1,447,148 (+25.99%) Land $110,733 Building $1,336,415	$1,447,148 (+25.99%) Land $110,733 Building $1,336,415
2022	$10,644.00	$1,148,580 Land $122,914 Building $1,025,666	$1,148,580 Land $122,914 Building $1,025,666

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 203 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	706 units insured incl. 503 condo units
Nearby Flood Claims	3 (2014–2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Wildstar Networks.

Nearby Properties on Mello Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures