31 Mechanic St, Saco, ME 04072 Property Records

York County and Saco City property record for 31 Mechanic St, Saco, ME 04072

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 1,608 sqft · built 1992
Lot Size0.18 acres (7,841 sqft)
OwnerIndividual Name on Record
Last Sale$263,700 (Jul 2018)
Tax Bill$4,834 (2025)
Deeds & MortgagesJun 2023 Line of Credit
Jul 2018 Mortgage
Flood ZoneZone X (minimal risk)
APNP1477R

Property Details

APN / Parcel Number

Primary APNP1477R
Alternative APNs
  • SACO M:039 L:052 U:001-000
  • M:039 L:052 U:001=000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Units2 Units
Stories1 Story
Building Area1,608 sqft Living Area
Gross Area3,272 sqft
1st Floor Area1,608 sqft
Basement Area1,608 sqft
Unfinished Basement1,608 sqft

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,841 sqft (0.18 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account NumberP1477R
Street Address31 MECHANIC ST
CitySACO
StateME
Zip04072-2728
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeHDR
Legal SubdivisionSAWYER FIELD
Legal Lot Number52
JurisdictionSACO ME
Township / Civil DivisionSACO
Census Block Group3
Census Block3002
Census Tract5301

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Saco Historic District
listed 1998 · 184 contributing resources · NRIS 98000594

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: York County and Saco City records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address31 MECHANIC ST, SACO, ME 04072-2728
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 7, 2023Deed of Trust, Mortgage · Line of Credit
TOWN & COUNTRY FCU
Jul 31, 2018Warranty Deed, Transfer · FHA Mortgage
HARBORONE MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 31, 2018 · Amount on Record
Deed SaleJul 31, 2018 · Amount on Record
Prior SaleOct 2, 2007 · Amount on Record
Deed Document Number201830139
Deed Book / Page17766 / 179
Record UpdatedOct 29, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACO ME
Property Address31 MECHANIC ST, SACO, ME 04072-2728
Transaction TypeMortgage
Record UpdatedJun 26, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0192510058
DateJun 7, 2023
Book Page19251/58
Instrument2023015315
Lender
NameTOWN & COUNTRY FCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSACO ME
Recording DateJul 31, 2018
Property Address31 MECHANIC ST, SACO, ME 04072-2728
Document Number0177660179
Book / Page17766 / 0179
Instrument2018030139
Transaction TypeTransfer
Record UpdatedJul 25, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2018030140
DateJul 31, 2018
Instrument2018030140
Lender
NameHARBORONE MORTGAGE
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 31, 2048

Tax Assessment & Valuation

Source: York County and Saco City assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyYork County
MunicipalitySaco City
Unified School DistrictSaco Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$4,834.00 (+1.07%)$340,400 (-) Land $85,800 Building $254,600
2024$4,783.00 (+7.73%)$340,400 (+40.55%) Land $85,800 Building $254,600
2022$4,440.00$242,200 Land $65,300 Building $176,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMAINE WATER COMPANY BIDDEFORD SACO DIV
private · serves 42,508 people · EPA ID ME0090170
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Aug 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
2,000 / 2,000
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

May also be available: Verizon.

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