McKean County property record for 31 Mechanic St, Eldred, PA 16731 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 1900 |
| Square Footage | 1,442 sqft Total Area |
| Lot Size | 5,663 sqft (0.13 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $85,000 (2023) |
| Tax Bill | $1,656.00 (2026) |
| Primary APN | 07-003.-221.01 |
|---|---|
| Alternative APN |
|
| Building Area | 1,442 sqft Total Area |
|---|
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 5,663 sqft (0.13 acres) |
| Depth X Width | 132 ft x 44 ft Depth x Width |
| Street Address | 31 MECHANIC ST |
|---|---|
| City | ELDRED |
| State | PA |
| Zip | 16731-4531 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | OLD CONTROL:1045-0598 |
| Legal Subdivision | C W WHITE |
| Jurisdiction | MCKEAN PA |
| Minor Civil Division | ELDRED |
| Census Blockgroup | 5 |
| Census Block | 5006 |
| Census Tract | 420600 |
Source: McKean County records · APN 07-003.-221.01
Assessment roll updated April 28, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 31 MECHANIC ST, ELDRED, PA 16731-4531 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 25, 2025 | Deed of Trust, Mortgage · Line of Credit CORNING FCU |
| Oct 06, 2023 | Deed, Transfer · Stand Alone First Mortgage HAMLIN BANK & TRUST COMPANY |
| Feb 18, 2020 | Deed, Transfer · Federal Housing Administration (FHA) Mortgage QUICKEN LOANS INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 06, 2023 · Amount on Record |
| Deed Sale | Oct 06, 2023 · Amount on Record |
| Prior Sale | Feb 18, 2020 · Amount on Record |
| Deed Doc Number | 20233451 |
| Deed Book / Page | 1045 / 598 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCKEAN PA |
| Property Address | 31 MECHANIC ST, ELDRED, PA 16731-4531 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|
| Document Number | 001098/335 |
|---|---|
| Date | Nov 25, 2025 |
| Book Page | 1098/335 |
| Instrument | 202503924 |
| Name | CORNING FCU |
|---|---|
| Type | Credit Union |
| Address | CORNING, NY 14830 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 216 Months |
| Due | Nov 24, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed |
|---|---|
| Jurisdiction | MCKEAN PA |
| Recording Date | Oct 06, 2023 |
| Property Address | 31 MECHANIC ST, ELDRED, PA 16731-4531 |
| Document Number | 001045/598 |
| Book / Page | 1045 / 598 |
| Map Reference | MB 943 PG 233 |
| Instrument Date | Sep 29, 2023 |
| Instrument | 202303451 |
| Transaction Type | Transfer |
| Record Updated | May 07, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $850.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 31 MECHANIC ST, ELDRED, PA 16731-4531 |
| Document Number | 0202303452 |
|---|---|
| Date | Oct 06, 2023 |
| Instrument | 202303452 |
| Name | HAMLIN BANK & TRUST COMPANY |
|---|---|
| Type | Bank |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 06, 2043 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MCKEAN PA |
| Recording Date | Feb 18, 2020 |
| Property Address | 31 MECHANIC ST, ELDRED, PA 16731-4531 |
| Document Number | 00943/0233 |
| Book / Page | 943 / 0233 |
| Instrument Date | Feb 18, 2020 |
| Instrument | 202000505 |
| Transaction Type | Transfer |
| Record Updated | May 07, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 31 MECHANIC ST, ELDRED, PA 16731-4531 |
| Document Number | 0202000506 |
|---|---|
| Date | Feb 18, 2020 |
| Instrument | 202000506 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2050 |
Source: McKean County records · Assessment roll updated April 28, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | McKean County |
| Municipality | Eldred Borough |
| Unified School District | Otto-Eldred School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,656.00 (+9.23%) | $37,380 (-) Land $5,000 Building $32,380 | |
| 2024 | $1,516.00 | $37,380 (-) Land $5,000 Building $32,380 | |
| 2023 | $1,516.00 | $37,380 Land $5,000 Building $32,380 | |
| 1998 | $37,380 Land $5,000 Building $32,380 |
Source: FEMA National Flood Hazard Layer, McKean County (42083C), updated December 22, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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