Bergen County and Closter Borough property record for 31 McCain Ct, Closter, NJ 07624
| Property Type | Single Family Home |
|---|---|
| Details | 2,791 sqft · built 1961 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $708,000 (Dec 2015) |
| Tax Bill | $20,100 (2025) |
| Deeds & Mortgages | Mar 2022 Line of Credit May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-02102-0000-00045 |
| Primary APN | 07-02102-0000-00045 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,791 sqft Living Area |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Construction Type | Frame |
| Lot Area | 15,246 sqft (0.35 acres) |
| Lot Dimensions | 102 ft deep x 150 ft wide |
| Account Number | 093120 |
|---|---|
| Street Address | 31 MCCAIN CT |
| City | CLOSTER |
| State | NJ |
| Zip | 07624-2304 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | DISTRICTN |
| Legal Description | 0.35 AC |
| Legal Subdivision | BARNSTABLE VILLAGE SECS 1 & 2 |
| Legal Block | 2102 |
| Legal Lot Number | 45 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | CLOSTER |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 7002 |
Source: Bergen County and Closter Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 31 MCCAIN CT, CLOSTER, NJ 07624-2304 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 11, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| May 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NEW JERSEY LENDERS CORP |
| Mar 6, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CLIFTON SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 16, 2015 · Amount on Record |
| Deed Sale | Dec 16, 2015 · Amount on Record |
| Deed Document Number | 201594920 |
| Deed Book / Page | 2133 / 2314 |
| Last Transfer Date | Jul 16, 2021 |
| Transfer Doc | 0000154004 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 31 MCCAIN CT, CLOSTER, NJ 07624-2304 |
| Transaction Type | Mortgage |
| Record Updated | Jun 6, 2022 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0046170861 |
|---|---|
| Date | Mar 11, 2022 |
| Book Page | 4617/861 |
| Instrument | 2022031136 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jan 5, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 31 MCCAIN CT, CLOSTER, NJ 07624-2304 |
| Transaction Type | Mortgage |
| Record Updated | Jul 8, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0041401462 |
|---|---|
| Date | May 13, 2021 |
| Book Page | 4140/1462 |
| Instrument | 2021075344 |
| Name | NEW JERSEY LENDERS CORP |
|---|---|
| Type | Mortgage Company |
| Address | LITTLE FALLS, NJ 07424 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 31 MCCAIN CT, CLOSTER, NJ 07624-2304 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | WESTCOR LAND TITLE |
| Name | Verified Name |
|---|
| Document Number | 0025540556 |
|---|---|
| Date | Mar 6, 2017 |
| Book Page | 02554/0556 |
| Instrument | 17-020234 |
| Name | CLIFTON SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CLIFTON, NJ 07012 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2047 |
Source: Bergen County and Closter Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Closter Borough |
| Elementary School District | Closter Borough School District (KG - 08) |
| Secondary School District | Northern Valley Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,063,400 (+9.62%) Land $648,400 Building $415,000 | $1,063,400 (+9.62%) Land $648,400 Building $415,000 | |
| 2025 | $20,100.00 (+1.95%) | $970,100 (+7.44%) Land $613,400 Building $356,700 | $970,100 (+7.44%) Land $613,400 Building $356,700 |
| 2024 | $19,716.00 (+9.76%) | ||
| 2023 | $902,900 Land $573,100 Building $329,800 | $902,900 Land $573,100 Building $329,800 | |
| 2022 | $17,963.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1990) |
| Most Recent Claim | May 1990 · alluvial fan flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
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