31 Margelet St, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 31 Margelet St, Lowell, MA 01852

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,797 sqft · built 1963
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (Dec 2017)
Tax Bill	$6,383 (2026)
Deeds & Mortgages	Nov 2019 Sale & Mortgage Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`D10350`

Property Details

APN / Parcel Number

Primary APN	`D10350`
Alternative APNs	`LOWE M:238 B:3880 L:31` `M:000238 T:D10350`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,797 sqft Living Area
Gross Area	2,640 sqft
1st Floor Area	850 sqft
Basement Area	850 sqft
Unfinished Basement	850 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	D10350
Street Address	31 MARGELET ST
City	LOWELL
State	MA
Zip	01852-4927
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SSF
Legal Block	3880
Legal Lot Number	31
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	3
Census Block	3025
Census Tract	312300

Owner

31 Margelet St is owned and occupied by two individuals who bought it in December 2017.

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	31 MARGELET ST, LOWELL, MA 01852-4927
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2019	Quit Claim Deed, Transfer · FHA Mortgage RESIDENTIAL MORTGAGE SERVICES
Dec 26, 2017	Personal Representative Deed, Transfer SAGE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 26, 2017 · Amount on File
Deed Sale	Dec 26, 2017 · Amount on File
Prior Sale	May 1, 1963 · Amount on File
Deed Document Number	201757998
Record Updated	Oct 29, 2026

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Nov 8, 2019
Property Address	31 MARGELET ST, LOWELL, MA 01852-4927
Document Number	33536-214
Book / Page	33536 / 214
Instrument Date	Oct 29, 2019
Instrument	49454
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	31 MARGELET ST, LOWELL, MA 01852-4927

Mortgage

Document Number	49455
Date	Nov 8, 2019
Instrument	49455

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

December 2017: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	LOWELL MA
Recording Date	Dec 26, 2017
Property Address	31 MARGELET ST, LOWELL, MA 01852-4927
Document Number	31756-212
Book / Page	31756 / 212
Instrument	57998
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$42.91
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 MARGELET ST, LOWELL, MA 01852-4927

Mortgage

Document Number	317560215
Date	Dec 26, 2017
Instrument	31756/0215

Lender

Name	SAGE BANK

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 26, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 31 Margelet St was $6,383, up 4.2% from the year before.

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,383.00 (+4.2%)	$562,400 (+5.4%) Land $240,000 Building $322,400	$597,461 (+13.77%)
2025	$6,126.00 (+6.78%)	$533,600 (+10.77%) Land $224,400 Building $309,200	$525,160 (+2.35%)
2024	$5,737.00 (+2.67%)	$481,700 (+7.07%) Land $201,900 Building $279,800	$513,095
2023	$5,588.00	$449,900 Land $175,600 Building $274,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31 Margelet St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2006–2010)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 31 Margelet St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

31 Margelet St, Lowell, MA 01852 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

November 2019: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2017: Personal Representative Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Margelet St

Nearby Streets

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