31 Margaret St, Poca, WV 25159 Property Records

Putnam County property record for 31 Margaret St, Poca, WV 25159

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft · built 1986
Lot Size	0.131 acres (5,706 sqft)
Owner	Individual Name on Record
Last Sale	$85,000 (May 2016)
Tax Bill	$773 (2026)
Deeds & Mortgages	Aug 2019 Mortgage Jan 2021 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`08-195D-0031.0000`

Property Details

APN / Parcel Number

Primary APN	`08-195D-0031.0000`
Alternative APNs	`40-08-195D-0031.0000` `00008661`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	1,920 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	5,706 sqft (0.131 acres)
Lot Dimensions	95 ft deep x 60 ft wide
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00008661
Street Address	31 MARGARET ST
City	POCA
State	WV
Zip	25159-9408
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 31 MARGARET L GRASSIE SUBD
Legal Subdivision	GRASSIE SUB
Legal Lot Number	31
Jurisdiction	PUTNAM WV
Township / Civil Division	1
Census Block Group	5
Census Block	5015
Census Tract	20100

Owner

Source: Putnam County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 4, BANCROFT, WV 25011-0004
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
Jan 21, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2016 · Amount on Record
Deed Sale	May 3, 2016 · Amount on Record
Prior Sale	May 18, 2010 · Amount on Record
Deed Document Number	20164036470002
Deed Book / Page	550 / 544
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM WV
Property Address	31 MARGARET ST, POCA, WV 25159-9408
Transaction Type	Mortgage
Record Updated	Nov 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1222/194
Date	Aug 28, 2019
Book Page	1222/194
Instrument	004689230020

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049

Interest

Rate Type	Fixed Rate

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM WV
Property Address	31 MARGARET ST, POCA, WV 25159-9408
Transaction Type	Mortgage
Record Updated	Nov 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1273/532
Date	Jan 21, 2021
Book Page	1273/532
Instrument	004963370020

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of December 5, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$773.00 (+16.24%)	$81,840 (+12.63%) Land $17,340 Building $64,500	$136,400 (+12.63%) Land $28,900 Building $107,500
2025	$665.00 (+28.88%) Homeowner's exemption Disabled Person's exemption	$72,660 (+16.22%) Land $13,440 Building $59,220	$121,100 (+16.22%) Land $22,400 Building $98,700
2023	$516.00 (+1.98%) Homeowner's exemption Disabled Person's exemption	$62,520 (+0.87%) Land $13,440 Building $49,080	$104,200 (+0.87%) Land $22,400 Building $81,800
2022	$506.00 Homeowner's exemption Disabled Person's exemption	$61,980 Land $13,440 Building $48,540	$103,300 Land $22,400 Building $80,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	4 (2003–2021)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Mar 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 44% of West Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WVAWC-KANAWHA VALLEY DIST private · serves 209,283 people · EPA ID WV3302016
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, Optimum, T-Mobile.

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