31 Maplewood Ave, Westerly, RI 02891 Property Records

Westerly Town property record for 31 Maplewood Ave, Westerly, RI 02891 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,793 sqft · built 1954
Lot Size	0.26 acres (11,307 sqft)
Owner	Company Name on File
Last Sale	$265,000 (Nov 2016)
Tax Bill	$6,116 (2025)
Deeds & Mortgages	Feb 2025 Mortgage Jul 2022 Refinance + 6 more
Flood Zone	Zone AE (high risk)
APN	`WEST M:164 B:122`

Property Details

APN / Parcel Number

Primary APN	`WEST M:164 B:122`
Alternative APNs	`M:164 B:122 L` `2074363`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,793 sqft Living Area
Gross Area	2,002 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	11,307 sqft (0.26 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	2074363
Street Address	31 MAPLEWOOD AVE
City	WESTERLY
State	RI
Zip	02891-5265
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	122
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	1
Census Block	1079
Census Tract	51000

Owner

Source: Westerly Town records · APN WEST M:164 B:122

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	31 MAPLEWOOD AVE, WESTERLY, RI 02891-5265
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2025	Deed of Trust, Mortgage · ARM DIME BANK
Jul 19, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance DIME BANK
Apr 24, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance DIME BANK
Oct 19, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance DIME BANK
Apr 06, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance DIME BANK
May 21, 2018	Quit Claim Deed, Transfer Quitclaim
Apr 13, 2018	Quit Claim Deed, Transfer Quitclaim
Jan 20, 2017	Trustee's Deed, Transfer SAVINGS INSTITUTE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 14, 2016 · Amount on Record
Deed Sale	Nov 14, 2016 · Amount on Record
Deed Document Number	20165052
Record Updated	Sep 20, 2026

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	31 MAPLEWOOD AVE, WESTERLY, RI 02891-5265
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02025-2043
Date	Feb 25, 2025
Book Page	2025/2043
Instrument	2025-533

Lender

Name	DIME BANK

Agreement

Type	ARM
Amount	Amount Recorded
Term	373 Months
Due	Mar 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Type Change Date	Mar 01, 2035

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	31 MAPLEWOOD AVE, WESTERLY, RI 02891-5265
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022-13134
Date	Jul 19, 2022
Book Page	2022/13134
Instrument	2022-3108

Lender

Name	DIME BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Aug 01, 2047

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	31 MAPLEWOOD AVE, WESTERLY, RI 02891-5265
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02020-7285
Date	Apr 24, 2020
Book Page	2020/7285
Instrument	2020-1691

Lender

Name	DIME BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	May 01, 2040

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	31 MAPLEWOOD AVE, WESTERLY, RI 02891-5265
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021-26087
Date	Oct 19, 2021
Book Page	2021/26087
Instrument	2021-5820

Lender

Name	DIME BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Nov 01, 2031

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	31 MAPLEWOOD AVE, WESTERLY, RI 02891-5265
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02022-6819
Date	Apr 06, 2022
Book Page	2022/6819
Instrument	2022-1598

Lender

Name	DIME BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	289 Months
Due	May 01, 2046

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTERLY RI
Recording Date	May 21, 2018
Property Address	31 MAPLEWOOD AVE, WESTERLY, RI 02891-5265
Document Number	2018-8132
Book / Page	002018 / 008132
Instrument Date	Apr 28, 2018
Instrument	2039
Transaction Type	Transfer
Record Updated	Jan 12, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	9 STEERE LN COVENTRY RI 028167049, COVENTRY, RI 02816-7049

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTERLY RI
Recording Date	Apr 13, 2018
Property Address	31 MAPLEWOOD AVE, WESTERLY, RI 02891-5265
Document Number	2018-5570
Book / Page	002018 / 005570
Instrument Date	Feb 23, 2018
Instrument	1418
Transaction Type	Transfer
Record Updated	May 01, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	9 STEERE LN COVENTRY RI 028167049, COVENTRY, RI 02816-7049

January 2017: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	WESTERLY RI
Recording Date	Jan 20, 2017
Property Address	31 MAPLEWOOD AVE, WESTERLY, RI 02891-5265
Document Number	2017-1408
Book / Page	002017 / 001408
Instrument Date	Jan 12, 2017
Instrument	342
Transaction Type	Transfer
Record Updated	Feb 09, 2017

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 STEERE LN COVENTRY RI 02816, COVENTRY, RI 02816

Mortgage

Document Number	2017-1411
Date	Jan 20, 2017
Book Page	002017/001411
Instrument	343

Lender

Name	SAVINGS INSTITUTE
Type	Federal Savings Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 19, 2047

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$6,116.00 (+2.15%)	$860,200 (+38.21%) Land $616,600 Building $243,600
2023	$5,987.00 (+0.62%)	$622,400 (-) Land $440,700 Building $181,700
2022	$5,950.00	$622,400 Land $440,700 Building $181,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440090510001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 456 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	506 units insured 50 under condo master policies
Nearby Flood Claims	157 (1978–2024)
Claims Outside the SFHA	22 of 157
Most Recent Claim	Jan 2024, rainfall accumulation, Severe Storms And Flooding
Claims By Storm	Hurricane Sandy, Nov 2012 · 86 claims Severe Storms And Flooding, Mar 2010 · 9 claims Hurricane Bob, Aug 1991 · 14 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 77 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 35
Verizon	Fiber	980 / 880

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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