31 Maple St, Charleston, SC 29403 Property Records

Charleston County property record for 31 Maple St, Charleston, SC 29403

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,428 sqft · built 1935
Lot Size0.1 acres (4,356 sqft)
Owner2 Individuals on Record
Last Sale$229,900 (Oct 2004)
Tax Bill$1,633 (2025)
Deeds & MortgagesJul 2026 Line of Credit
Jul 2017 Line of Credit
Flood ZoneZone X (moderate risk)
APN463-12-01-016

Property Details

APN / Parcel Number

Primary APN463-12-01-016

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,428 sqft Living Area
1st Floor Area706 sqft
Upper Floors Area722 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 1935
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area4,356 sqft (0.1 acres)
PorchSlab
Porch Area358 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address31 MAPLE ST
CityCHARLESTON
StateSC
Zip29403-3413
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISION NAME -31 MAPLE ST DESCRIPTION -LT 36
Legal Subdivision31 MAPLE ST
Legal Lot Number36
JurisdictionCHARLESTON SC
Township / Civil DivisionCHARLESTON CENTRAL
Census Block Group1
Census Block1010
Census Tract1500

Owner

Source: Charleston County assessment roll, as of August 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individuals on Record
Mailing Address31 MAPLE ST, CHARLESTON, SC 29403-3413
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 8, 2026Deed of Trust, Mortgage · Line of Credit
SOUTH STATE BANK
Jul 27, 2017Deed of Trust, Mortgage · Line of Credit
REGIONS BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 28, 2004 · Amount on Record
Deed SaleOct 28, 2004 · Amount on Record
Prior SaleDec 15, 2003 · Amount on Record
Deed Book / Page514 / 120
Prior Transfer DateNov 21, 2003
Prior Transfer DocL476/0366
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLESTON SC
Recording DateJul 8, 2026
Property Address31 MAPLE ST, CHARLESTON, SC 29403-3413
Document Number0000042623
Book / Page1401 / 353
Instrument DateJul 1, 2026
Instrument202642623
Transaction TypeMortgage
Record UpdatedJul 28, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address31 MAPLE ST, CHARLESTON, SC 29403-3413

Mortgage

Document Number0000042623,
DateJul 8, 2026
Book Page1401/353
Instrument202642623
Lender
NameSOUTH STATE BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJul 20, 2036
Interest
Rate TypeAdjustable Rate
Rate6.48%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLESTON SC
Property Address31 MAPLE ST, CHARLESTON, SC 29403-3413
Document Number0657/0639
Instrument DateJul 27, 2017
Transaction TypeMortgage
Record UpdatedAug 24, 2018
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address31 MAPLE ST CHARLESTON SC 294033413, CHARLESTON, SC 29403-3413

Mortgage

Document Number0657/0639
DateAug 7, 2017
Book Page000657/000639
Lender
NameREGIONS BK
TypeBank
AddressBIRMINGHAM, AL 35211
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 6, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyCharleston County
MunicipalityCharleston City
Unified School DistrictCharleston County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,633.00 (+6.04%)
2024$1,540.00 (+8.53%)$11,270 (-)
2022$1,419.00$11,270$509,600 (-) Land $305,300 Building $204,300
2020$509,600 Land $305,300 Building $204,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 70 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies70 in force
Nearby Flood Claims34 (1989–2020)
Claims Outside the SFHA2 of 34
Most Recent ClaimMay 2020 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Oct 2015 · 7 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims
  • Hurricane Hugo, Sep 1989 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLESTON WATER SYSTEM
serves 278,771 people · EPA ID SC1010001
Water SourceSurface water
Last State InspectionFeb 2024
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 572 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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