31 Maple Ridge Rd, Franklin, NC 28734 Property Records

Macon County property record for 31 Maple Ridge Rd, Franklin, NC 28734

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,232 sqft · built 1971
Lot Size	0.74 acres (32,234 sqft)
Owner	Company Name on File
Last Sale	$318,000 (Aug 2023)
Tax Bill	$860 (2023)
Deeds & Mortgages	Aug 2023 Sale Jun 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`6574158959`

Property Details

APN / Parcel Number

Primary APN	`6574158959`
Alternative APNs	`0800321` `143219` `155686`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,232 sqft Heated Area
1st Floor Area	1,232 sqft
Basement Area	1,232 sqft
Unfinished Basement	1,232 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 2016
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	32,234 sqft (0.74 acres)
Terrain	Rolling
Deck Area	128 sqft
Patio Area	348 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	155686
Street Address	31 MAPLE RIDGE RD
City	FRANKLIN
State	NC
Zip	28734
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14 MACLOR FOREST SUB
Legal Subdivision	MACLOR FOREST SUBD
Legal Lot Number	14
Jurisdiction	MACON NC
Township / Civil Division	CARTOOGECHAYE
Census Block Group	2
Census Block	2014
Census Tract	970302

Owner

Source: Macon County records · APN 6574158959

Assessment roll updated September 22, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	31 MAPLE RDG, FRANKLIN, NC 28734-7232
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2023	Warranty Deed, Transfer
Jun 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Jun 10, 2022	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Sep 14, 2018	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU
Oct 25, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 17, 2023 · Amount on Record
Deed Sale	Aug 17, 2023 · Amount on Record
Prior Sale	Sep 14, 2018 · Amount on Record
Deed Document Number	20235023
Record Updated	Sep 20, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Aug 17, 2023
Property Address	31 MAPLE RIDGE RD, FRANKLIN, NC 28734
Document Number	000R42/571
Book / Page	R-42 / 571
Instrument Date	Aug 12, 2023
Instrument	2023005023
Transaction Type	Transfer
Record Updated	Sep 01, 2023

Transaction

Amount	Amount Recorded
Tax	$636.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 MAPLE RIDGE RD, FRANKLIN, NC 28734

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	31 MAPLE RIDGE RD, FRANKLIN, NC 28734
Transaction Type	Mortgage
Record Updated	Nov 08, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000X41/127
Date	Jun 10, 2022
Book Page	X-41/127
Instrument	2022004499

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2052

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	31 MAPLE RIDGE RD, FRANKLIN, NC 28734
Transaction Type	Mortgage
Record Updated	Nov 08, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000X41/144
Date	Jun 10, 2022
Book Page	X-41/144
Instrument	2022004500

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	FRANKLIN, NC 28744

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Sep 14, 2018
Property Address	31 MAPLE RIDGE RD, FRANKLIN, NC 28734
Document Number	00U38/1875
Book / Page	U-38 / 1875
Instrument Date	Sep 14, 2018
Instrument	2018006350
Transaction Type	Transfer
Record Updated	Nov 08, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$351.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 MAPLE RIDGE RD, FRANKLIN, NC 28734

Mortgage

Document Number	2018006351
Date	Sep 14, 2018
Instrument	2018006351

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Adjustable	Adjustable Rate Rider
Change Frequency	5 Years
Min Rate At Change	4.25%
Max Rate At Change	6%
Index	5-Year CMT
Margin	2
Max Rate	6%

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Oct 25, 2017
Property Address	31 MAPLE RIDGE RD, FRANKLIN, NC 28734
Document Number	00F38/2416
Book / Page	F-38 / 2416
Map Reference	MB I-25 PG 678-680
Instrument Date	Oct 23, 2017
Instrument	2017007315
Transaction Type	Transfer
Record Updated	Nov 08, 2022

Transaction

Amount	Amount Recorded
Tax	$100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

Tax Assessment & Valuation

Source: Macon County records · Assessment roll updated September 22, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$314,790 (-) Land $37,970 Building $276,820	$314,790 (-) Land $37,970 Building $276,820
2023	$860.00	$314,790 Land $37,970 Building $276,820	$314,790 Land $37,970 Building $276,820

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Macon County (37113C), updated November 8, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371139703022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2020 · rainfall accumulation

Wildfire

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 85 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Cable	940 / 35

May also be available: BalsamWest FiberNET, Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

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