31 Maloney Rd, Elkton, MD 21921 Property Records

Cecil County property record for 31 Maloney Rd, Elkton, MD 21921

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,400 sqft · built 1962
Lot Size1.12 acres (48,787 sqft)
Owner2 Individual Names on Record
Last Sale$285,000 (Mar 2024)
Tax Bill$2,698 (2026)
Deeds & MortgagesMar 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-024490

Property Details

APN / Parcel Number

Primary APN03-024490
Alternative APNs
  • 3024490
  • 024490

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,400 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area48,787 sqft (1.12 acres)
PorchSlab
Porch Area420 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemBaseboard
SewerConnected

Location & Zoning

Account Number024490
Street Address31 MALONEY RD
CityELKTON
StateMD
Zip21921-6314
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM
Legal Description1.125 ACRE 31 MALONEY ROAD S/E OF ELKTON
JurisdictionCECIL MD
Township / Civil Division3, ELKTON
Census Block Group2
Census Block2033
Census Tract30505

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin New Castle and Frenchtown Railroad Right-of-Way
listed 1976 · 2 contributing resources · NRIS 76002290

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cecil County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address31 MALONEY RD, ELKTON, MD 21921-6314
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 6, 2024 · Amount on Record
Deed SaleMar 6, 2024 · Amount on Record
Prior SaleJan 18, 2007 · Amount on Record
Deed Book / Page5435 / 246
Transfer Doc0000246679
Record UpdatedOct 29, 2026

March 2024: Deed, Transfer

Document TypeDeed
JurisdictionCECIL MD
Recording DateMar 6, 2024
Property Address31 MALONEY RD, ELKTON, MD 21921-6314
Document Number0054350246
Book / Page5435 / 246
Instrument DateFeb 26, 2024
Transaction TypeTransfer
Record UpdatedMar 19, 2024
Title CompanyGLOBAL TITLE COMPANY, GLOBAL TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$712.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address31 MALONEY ROAD, RISING SUN, MD 21911

Mortgage

Document Number0054350253
DateMar 6, 2024
Instrument5435-0253
Lender
NameFIRST NATIONAL BANK OF AMERICA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 15, 2054

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCecil County
Unified School DistrictCecil County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,698.00 (+8.92%)$243,333 (+23.41%)$265,800 (+33.97%) Land $82,900 Building $182,900
2025$2,477.00 (+61.16%)
2023$1,537.00 Homeowner's exemption$197,167$198,400 Land $82,900 Building $115,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Talkie Communications
Fiber
10,000 / 10,000
Xfinity
Cable
1,200 / 35

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