31 Main St, Mc Clelland, IA 51548 Property Records

Pottawattamie County property record for 31 Main St, Mc Clelland, IA 51548

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,056 sqft · built 1988
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Tax Bill	$3,590 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7542 04 129 003`

Property Details

APN / Parcel Number

Primary APN	`7542 04 129 003`
Alternative APN	`031 055 112 006828 000 000`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,056 sqft Base Area
1st Floor Area	1,056 sqft
Basement Area	900 sqft
Unfinished Basement	900 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Split Foyer
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	140 ft deep x 75 ft wide
Garage Area	528 sqft
Patio Area	224 sqft

Location & Zoning

Street Address	31 MAIN ST
City	MC CLELLAND
State	IA
Zip	51548-3000
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MCCLELLAND TOWN-ORIG PLAT LTS 8 THRU 10 BLK 12
Legal Subdivision	MCCLELLAND ORIGINAL TOWN
Legal Block	12
Legal Lot Number	8,9
Jurisdiction	POTTAWATTAMIE IA
Township / Civil Division	HARDIN
Census Block Group	2
Census Block	2085
Census Tract	21603

Owner

31 Main St is owned and occupied by an individual who acquired it in December 2020.

Source: Pottawattamie County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	31 MAIN ST, MC CLELLAND, IA 51548-3000
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Dec 10, 2020	Warranty Deed, Transfer · FHA Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 10, 2020
Deed Sale	Dec 10, 2020
Prior Sale	Jul 2, 2008
Deed Document Number	202018822
Prior Transfer Date	Jun 25, 2008
Prior Transfer Doc	2008009494
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POTTAWATTAMIE IA
Property Address	31 MAIN ST, MC CLELLAND, IA 51548-3000
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008446
Date	Jul 17, 2019
Book Page	2019/08446

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POTTAWATTAMIE IA
Recording Date	Dec 10, 2020
Property Address	31 MAIN ST, MC CLELLAND, IA 51548-3000
Document Number	2020
Book / Page	2020 / 18822
Instrument Date	Dec 3, 2020
Transaction Type	Transfer
Record Updated	Sep 2, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$351.20
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	31 MAIN ST, MC CLELLAND, IA 51548-3000

Mortgage

Document Number	202018824
Date	Dec 10, 2020
Instrument	2020/18824

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 31 Main St was $3,590.

Source: Pottawattamie County assessment roll, as of September 23, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Pottawattamie County
Municipality	McClelland City
Unified School District	Underwood Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$263,900 Land $27,600 Building $236,300	$263,900 Land $27,600 Building $236,300
2025	$3,590.00
2023		$235,100 Land $24,000 Building $211,100	$235,100 Land $24,000 Building $211,100
2021	$4,834.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 16, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31 Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Marne & Elk Horn Telephone Company Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink, Western Iowa Wireless.

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