Kane County property record for 31 Lovell St, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,902 sqft · built 1898 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $6,126 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-11-403-006 |
| Primary APN | 06-11-403-006 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,902 sqft Living Area |
| Gross Area | 2,994 sqft |
| Basement Area | 1,092 sqft |
| Year Built | Built 1898 |
|---|---|
| Effective Year Built | Effective 1898 |
| Construction Type | Frame |
| Lot Area | 14,375 sqft (0.33 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 31 LOVELL ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-2814 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOVELLS SUB OF LOVELLS ADDN SOUTH OF LINCOLN AVE LOT 7 BLOCK 10 |
| Legal Subdivision | LOVELLS ADDN |
| Legal Block | 10 |
| Legal Lot Number | 7 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 854600 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 31 LOVELL ST, ELGIN, IL 60120-2814 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,126.00 (+13.85%) Homeowner's exemption Senior Citizen's exemption | $96,299 (+8.57%) Land $15,608 Building $80,691 | $289,013 (+8.57%) Land $46,843 Building $242,170 |
| 2024 | $88,698 (+21.39%) Land $14,376 Building $74,322 | $266,200 (+21.44%) Land $43,145 Building $223,055 | |
| 2022 | $5,381.00 (+5.24%) Homeowner's exemption | $73,067 (+6.96%) Land $11,843 Building $61,224 | $219,201 (+6.96%) Land $35,529 Building $183,672 |
| 2021 | $5,113.00 Homeowner's exemption | $68,312 Land $11,072 Building $57,240 | $204,936 Land $33,216 Building $171,720 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T DSL | 100 / 20 |
May also be available: T-Mobile, Verizon.
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