31 Louise St, Worcester, MA 01607 Property Records

Worcester County and Worcester City property record for 31 Louise St, Worcester, MA 01607

Property Summary

Property Type	Triplex
Details	6 bd · 3 ba · 3,822 sqft · built 1916
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on File
Last Sale	$600,000 (Aug 2021)
Tax Bill	$9,429 (2026)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Mar 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`10-005-00020`

Property Details

APN / Parcel Number

Primary APN	`10-005-00020`
Alternative APN	`WORC M:10 B:005 L:00020`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	15 Rooms
Units	3 Units
Stories	3 Stories
Building Area	3,822 sqft Living Area
Gross Area	7,350 sqft
1st Floor Area	1,274 sqft
Attic	Attic
Attic Area	1,428 sqft
Basement Area	1,382 sqft
Unfinished Basement	1,382 sqft

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1916
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,000 sqft (0.115 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Steam

Location & Zoning

Account Number	10-005-00020
Street Address	31 LOUISE ST
City	WORCESTER
State	MA
Zip	01607-1287
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	RG-5
Legal Block	5
Legal Lot Number	20
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	3
Census Block	3013
Census Tract	732700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Johnson, John and Edward, Three-Decker listed 1990 · 1 contributing resources · NRIS 89002416

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

31 Louise St, a triplex, is owned and occupied by two individuals who bought it in August 2021.

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	31 LOUISE ST, WORCESTER, MA 01607-1287
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage HARBORONE MORTGAGE
Mar 14, 2018	Deed of Trust, Mortgage NORTHPOINTE BANK
Sep 11, 2017	Deed of Trust, Mortgage FLAGSTAR BANK FSB
May 17, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage DRAPER AND KRAMER MORTGAGE CORP.
Aug 2, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2021 · Amount on File
Deed Sale	Aug 27, 2021 · Amount on File
Prior Sale	May 17, 2019 · Amount on File
Deed Document Number	2021120949
Deed Book / Page	65933 / 116
Record Updated	Oct 29, 2026

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Aug 27, 2021
Property Address	31 LOUISE ST, WORCESTER, MA 01607-1287
Document Number	65933-116
Book / Page	65933 / 116
Instrument Date	Aug 27, 2021
Instrument	120949
Transaction Type	Transfer
Record Updated	Sep 10, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 LOUISE ST, WORCESTER, MA 01607-1287
Investor	Possibly a Property Investor

Mortgage

Document Number	120950
Date	Aug 27, 2021
Instrument	120950

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	31 LOUISE ST, WORCESTER, MA 01607-1287
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	58537-7
Date	Mar 14, 2018
Book Page	58537/7
Instrument	23517

Lender

Name	NORTHPOINTE BANK

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2048

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	31 LOUISE ST, WORCESTER, MA 01607-1287
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	57710-299
Date	Sep 11, 2017
Book Page	57710/299
Instrument	99424

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2047

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	May 17, 2019
Property Address	31 LOUISE ST, WORCESTER, MA 01607-1287
Document Number	60418-99
Book / Page	60418 / 99
Instrument Date	May 14, 2019
Instrument	44434
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 LOUISE ST, WORCESTER, MA 01607-1287

Mortgage

Document Number	44435
Date	May 17, 2019
Instrument	44435

Lender

Name	DRAPER AND KRAMER MORTGAGE CORP.

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Aug 2, 2017
Property Address	31 LOUISE ST, WORCESTER, MA 01607-1287
Document Number	57525-374
Book / Page	057525 / 000374
Instrument Date	Jul 31, 2017
Instrument	83807
Transaction Type	Transfer
Record Updated	Aug 22, 2017

Transaction

Amount	Amount on Record
Tax	$752.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	603 EERN AVE FALL RIVER MA 02723, FALL RIVER, MA 02723

Tax Assessment & Valuation

The 2026 property tax bill for 31 Louise St was $9,429, up 3.4% from the year before.

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$9,429.00 (+3.43%)	$710,000 (+2.73%) Land $86,300 Building $623,700
2025	$9,116.00	$691,100 Land $81,200 Building $609,900
2023	$8,020.00	$559,300 Land $70,600 Building $488,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 31 Louise St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 31 Louise St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 701 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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