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31 Lorraine St, Plattsburgh, NY 12901 Property Records

Clinton County and Plattsburgh City property record for 31 Lorraine St, Plattsburgh, NY 12901

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,954 sqft · built 1911
Lot Size0.287 acres (12,516 sqft)
Owner2 Individual Names on Record
Last Sale$475,000 (Nov 2024)
Tax Bill$9,984 (2026)
Deeds & MortgagesSep 2023 Refinance
Oct 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN091300 207.16-3-23

Property Details

APN / Parcel Number

Primary APN091300 207.16-3-23
Alternative APN
  • 130020701600030230000000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,954 sqft Living Area
1st Floor Area1,531 sqft
2nd Floor Area1,423 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1911
Effective Year BuiltEffective 1911
Architectural StyleTraditional
Exterior MaterialBrick
Lot Area12,516 sqft (0.287 acres)
Lot Dimensions149 ft deep x 84 ft wide
Garage TypeDetached
Garage Area768 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area270 sqft
Patio Area900 sqft

Utilities, Heating & Cooling

Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address31 LORRAINE ST
CityPLATTSBURGH
StateNY
Zip12901-1818
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSIN BR DWLG GAR LOT
Legal Block3
Legal Lot Number23.000
JurisdictionCLINTON NY
Township / Civil DivisionPLATTSBURGH
Census Block Group1
Census Block1017
Census Tract100902

Owner

Source: Clinton County and Plattsburgh City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address9 CEDAR LEDGE LN, PLATTSBURGH, NY 12901-5401
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
Sep 6, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
SEACOMM FCU
Oct 30, 2019Deed of Trust, Mortgage · Conventional Mortgage
SEACOMM FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 15, 2024 · Amount on Record
Deed SaleNov 15, 2024 · Amount on Record
Prior SaleJul 22, 2014 · Amount on Record
Deed Document Number20242024-00340985
Record UpdatedOct 29, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLINTON NY
Property Address31 LORRAINE ST, PLATTSBURGH, NY 12901-1818
Transaction TypeMortgage
Record UpdatedSep 26, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000333379
DateSep 6, 2023
Instrument20230-00333379
Lender
NameSEACOMM FCU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueOct 1, 2038

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLINTON NY
Property Address31 LORRAINE ST, PLATTSBURGH, NY 12901-1818
Document Number0000304478
Instrument DateOct 30, 2019
Transaction TypeMortgage
Record UpdatedDec 5, 2019
Title CompanyCLINTON ABSTRACT, CLINTON ABS

Transferred To (Grantee/Buyer)

NameVerified Name
Address31 LORRAINE ST PLATTSBURGH NY 129011818, PLATTSBURGH, NY 12901-1818

Mortgage

Document Number0000304478
DateNov 13, 2019
Instrument304478
Lender
NameSEACOMM FCU
TypeCredit Union
AddressMALONE, NY 12953
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueNov 12, 2024
Interest
Rate2.75%

Tax Assessment & Valuation

Source: Clinton County and Plattsburgh City assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyClinton County
MunicipalityPlattsburgh City
Unified School DistrictPlattsburgh City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,984.00 (+110.81%)
2025$4,736.00$358,900 (+26.33%) Land $34,200 Building $324,700$358,900 (+26.33%) Land $34,200 Building $324,700
2023$284,100 Land $34,200 Building $249,900$284,100 Land $34,200 Building $249,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 22 policies
Nearby Flood Policies22 in force
Nearby Flood Claims2 (2011)
Claims Outside the SFHA1 of 2
Most Recent ClaimMay 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPLATTSBURGH CITY
serves 24,173 people · EPA ID NY0900217
Water SourceSurface water
Last State InspectionJun 2025
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless · Fiber in parts of the area		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Westelcom Networks.

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