Pamlico County property record for 31 Lori Ln, Oriental, NC 28571
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 2,140 sqft · built 1990 |
| Lot Size | 0.721 acres (31,450 sqft) |
| Owner | Individual Name on File |
| Last Sale | $262,000 (May 1995) |
| Tax Bill | $1,990 (2023) |
| Deeds & Mortgages | Nov 2017 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | I081-19-15 |
| Primary APN | I081-19-15 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,140 sqft Finished Area |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 31,450 sqft (0.721 acres) |
| Garage Type | Attached |
| Garage Area | 800 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 462 sqft |
| Deck Area | 16 sqft |
| Heating System | Heat Pump |
|---|
| Account Number | 31561 |
|---|---|
| Street Address | 31 LORI LN |
| City | ORIENTAL |
| State | NC |
| Zip | 28571-9705 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 2 LOT 15 SPINNAKER PT LORI LANE 0001414 6487577363000 |
| Legal Lot Number | 15 |
| Jurisdiction | PAMLICO NC |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 950203 |
31 Lori Ln is owned and occupied by an individual who bought it in May 1995.
Source: Pamlico County records, as of August 21, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | 2 Co-owners on File |
| Mailing Address | 31 LORI LN, ORIENTAL, NC 28571-9705 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 30, 1995 · Amount on File |
| Deed Sale | May 30, 1995 · Amount on File |
| Deed Document Number | 0000602851 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PAMLICO NC |
| Property Address | 31 LORI LN, ORIENTAL, NC 28571-9705 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 631/530 |
|---|---|
| Date | Nov 3, 2017 |
| Book Page | 631/530 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Pamlico County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pamlico County |
| Unified School District | Pamlico County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $1,990.00 | $303,844 Land $68,770 Building $235,074 | $303,844 Land $68,770 Building $235,074 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 31 Lori Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 10, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 6.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 167 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 218 units insured incl. 51 condo units |
| Nearby Flood Claims | 130 (1999–2025) |
| Claims Outside the SFHA | 50 of 130 |
| Most Recent Claim | Oct 2025 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 31 Lori Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 51% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PAMLICO COUNTY WATER serves 19,665 people · EPA ID NC0469025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 10 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
4G LTE only, no 5G reported
Search by:
By searching, you agree to: Terms • Privacy • Disclosures