Passaic County and Wanaque Borough property record for 31 Locust St, Haskell, NJ 07420
| Property Type | Duplex |
|---|---|
| Details | 4,482 sqft · built 1987 |
| Lot Size | 1.1 acres (47,916 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $315,000 (Mar 2022) |
| Tax Bill | $22,387 (2025) |
| Deeds & Mortgages | Sep 2019 Mortgage Mar 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-00304-0000-00012 |
| Primary APN | 13-00304-0000-00012 |
|---|---|
| Alternative APN |
|
| Units | 2 Units |
|---|---|
| Building Area | 4,482 sqft Living Area |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Duplex Single |
| Lot Area | 47,916 sqft |
| Street Address | 31 LOCUST ST |
|---|---|
| City | HASKELL |
| State | NJ |
| Zip | 07420-1330 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R10 |
| Legal Block | 304 |
| Legal Lot Number | 12 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | WANAQUE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 236604 |
Source: Passaic County and Wanaque Borough records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 31 LOCUST ST, HASKELL, NJ 07420-1330 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Date | Document |
|---|---|
| Sep 27, 2019 | Deed of Trust, Mortgage · Commercial Mortgage LAKELAND BANK |
| Mar 4, 2022 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Apr 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MTG CORP ISAOA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 4, 2022 · Amount on Record |
| Deed Sale | Mar 4, 2022 · Amount on Record |
| Deed Document Number | 202213424 |
| Deed Book / Page | 4258 / 135 |
| Prior Transfer Date | May 21, 1999 |
| Prior Transfer Doc | 0000065779 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 31 LOCUST ST, HASKELL, NJ 07420-1330 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000043672 |
|---|---|
| Date | Sep 27, 2019 |
| Book Page | M15735/0253 |
| Instrument | 2019043672 |
| Name | LAKELAND BANK |
|---|---|
| Type | Bank |
| Address | OAK RIDGE, NJ 07438 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 15, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Mar 4, 2022 |
| Property Address | 31 LOCUST ST, HASKELL, NJ 07420-1330 |
| Document Number | 0000013424 |
| Book / Page | D4258 / 135 |
| Instrument Date | Feb 3, 2022 |
| Instrument | 2022013424 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Title Company | SIMPLICITY TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $315.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 31 LOCUST ST, 31, HASKELL, NJ 07420-1330 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 31 LOCUST ST, HASKELL, NJ 07420-1330 |
| Document Number | 0000013425 |
|---|---|
| Date | Mar 4, 2022 |
| Instrument | 2022013425 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 31 LOCUST ST, HASKELL, NJ 07420-1330 |
| Document Number | 0000033199 |
| Instrument Date | Apr 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2020 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 31 LOCUST ST HASKELL NJ 074201330, HASKELL, NJ 07420-1330 |
| Document Number | 0000033199 |
|---|---|
| Date | Jul 24, 2020 |
| Instrument | 33199 |
| Name | BETTER MTG CORP ISAOA |
|---|---|
| Address | NEW YORK, NY 10271 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 23, 2050 |
Source: Passaic County and Wanaque Borough assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| Municipality | Wanaque Borough |
| Secondary School District | Lakeland Regional School District (09 - 12) |
| Elementary School District | Wanaque Borough School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $493,000 (-) Land $98,500 Building $394,500 | $493,000 (-) Land $98,500 Building $394,500 | |
| 2025 | $22,387.00 (+5.29%) | $493,000 (-) Land $98,500 Building $394,500 | $493,000 (-) Land $98,500 Building $394,500 |
| 2024 | $21,263.00 (+4.23%) | ||
| 2023 | $493,000 Land $98,500 Building $394,500 | $493,000 Land $98,500 Building $394,500 | |
| 2022 | $20,400.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2023) |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WANAQUE W DEPT. serves 10,266 people · EPA ID NJ1613002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2022 |
| Lead | 7 ppb (2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · Aug 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
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