Polk County property record for 31 Locust Ln, Tryon, NC 28782 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,040 sqft · built 1950 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | Individual Name on File |
| Last Sale | $127,000 (Jul 2006) |
| Tax Bill | $836 (2025) |
| Deeds & Mortgages | May 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | T6-E9 |
| Primary APN | T6-E9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Building Area | 1,040 sqft Finished Area |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Vinyl |
| Foundation Type | Retaining Wall |
| Roof Material | Shingle |
| Lot Area | 17,424 sqft (0.4 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 34603 |
|---|---|
| Street Address | 31 LOCUST LN |
| City | TRYON |
| State | NC |
| Zip | 28782-3785 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T6A, 0T57 TRYON AREA 57 |
| Legal Subdivision | TRYON AREA 57 |
| Jurisdiction | POLK NC |
| Township / Civil Division | TRYON |
| Census Block Group | 4 |
| Census Block | 4019 |
| Census Tract | 920304 |
Source: Polk County records · APN T6-E9
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 31 LOCUST LN, TRYON, NC 28782-3785 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 03, 2006 · Amount on Record |
| Deed Sale | Jul 03, 2006 · Amount on Record |
| Deed Document Number | 0000343281 |
| Deed Book / Page | 343 / 281 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 31 LOCUST LN, TRYON, NC 28782-3785 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2019 |
| Name | Verified Name |
|---|
| Document Number | 440/597 |
|---|---|
| Date | May 03, 2019 |
| Book Page | 440/597 |
| Name | FIRST CITIZEN B&T CO |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
Source: Polk County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Municipality | Tryon Town |
| Unified School District | Polk County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $836.00 (+46.67%) | $180,706 (+81.55%) Land $60,000 Building $120,706 | $180,706 (+81.55%) Land $60,000 Building $120,706 |
| 2023 | $570.00 | $99,533 Land $34,000 Building $65,533 | |
| 2021 | $99,533 Land $34,000 Building $65,533 |
Source: FEMA National Flood Hazard Layer, Polk County (37149C), updated July 8, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371499203044, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Moderate above 46% of the US · above 67% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,020 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 138 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Skyrunner | Fixed Wireless (unlicensed) | 500 / 250 |
| Uniti Group | DSL | 200 / 20 |
May also be available at this address: e-Polk, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE (outdoors only)
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