31 Lockerbie Dr, Valparaiso, IN 46385 Property Records

Porter County property record for 31 Lockerbie Dr, Valparaiso, IN 46385

Property Summary

Property TypeSingle Family Home
Details4 bd · 5.5 ba · 2,196 sqft · built 1997
Lot Size0.301 acres (13,112 sqft)
Owner2 Individual Names on Record
Tax Bill$4,018 (2025)
Deeds & MortgagesJul 2026 Mortgage
Sep 2026 Construction Loan
+ 2 more
Flood ZoneZone X (minimal risk)
APN64-09-33-379-001.000-003

Property Details

APN / Parcel Number

Primary APN64-09-33-379-001.000-003
Alternative APNs
  • 02000269874
  • 02000022457
  • 00000990011

Interior

Bedrooms4 Beds
Full Baths5.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures20 Plumbing Fixtures
Total Rooms11 Rooms
Stories2 Stories
Building Area2,196 sqft Living Area
Gross Area4,887 sqft
1st Floor Area2,196 sqft
AtticAttic
Attic Area819 sqft
Basement Area1,452 sqft
Family RoomFamily Room
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Construction TypeFrame
Roof MaterialAsphalt
Lot Area13,112 sqft (0.301 acres)
Lot Dimensions144 ft deep x 91 ft wide
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
Pool Area612 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address31 LOCKERBIE DR
CityVALPARAISO
StateIN
Zip46385-9287
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionABERDEEN PHASE B LOT G-68 .297A NWCD
Legal SubdivisionABERDEEN PHASE B
Legal PhaseB
Legal Lot NumberG-68
JurisdictionPORTER IN
Township / Civil DivisionCENTER
Census Block Group1
Census Block1004
Census Tract50606

Owner

Source: Porter County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address31 LOCKERBIE DR, VALPARAISO, IN 46385-9287
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 29, 2026Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK
Sep 2, 2026Deed of Trust, Mortgage · Construction Mortgage
JPMORGAN CHASE BANK
Dec 17, 2021Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK
Sep 30, 2019Warranty Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 30, 2019
Deed SaleSep 30, 2019
Deed Document Number201921594
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPORTER IN
Recording DateJul 29, 2026
Property Address31 LOCKERBIE DR, VALPARAISO, IN 46385-9287
Document Number0000014908
Instrument DateFeb 13, 2026
Instrument202614908
Transaction TypeMortgage
Record UpdatedAug 7, 2026
Title CompanyCHASE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address31 LOCKERBIE DR, VALPARAISO, IN 46385-9287

Mortgage

Document Number0000014908,
DateJul 29, 2026
Instrument202614908
Lender
NameJPMORGAN CHASE BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term124 Months
DueNov 28, 2036
Interest
Rate TypeFixed Rate
Rate6.06%
Initial TypeFixed Rate
Max Rate-1%

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPORTER IN
Recording DateSep 2, 2026
Property Address31 LOCKERBIE DR, VALPARAISO, IN 46385-9287
Document Number0000017326
Instrument DateFeb 13, 2026
Instrument202617326
Transaction TypeMortgage
Record UpdatedSep 14, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address31 LOCKERBIE DR, VALPARAISO, IN 46385-9287

Mortgage

Document Number0000017326,
DateSep 2, 2026
Instrument202617326
Lender
NameJPMORGAN CHASE BANK
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term5 Months
DueFeb 28, 2027
Interest
Max Rate-1%

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPORTER IN
Property Address31 LOCKERBIE DR, VALPARAISO, IN 46385-9287
Transaction TypeMortgage
Record UpdatedJun 12, 2023
Title CompanyCOVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address31 LOCKERBIE DR, VALPARAISO, IN 46385-9287

Mortgage

Document Number0000038010
DateDec 17, 2021
Instrument2021-038010
Lender
NameCITIZENS BANK
TypeBank
AddressELIZABETHTON, TN 37643
Agreement
TypeLine of Credit
AmountAmount Recorded

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPORTER IN
Recording DateSep 30, 2019
Property Address31 LOCKERBIE DR, VALPARAISO, IN 46385-9287
Document Number0000021594
Instrument DateSep 23, 2019
Instrument21594
Transaction TypeTransfer
Record UpdatedOct 16, 2019
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address31 LOCKERBIE DR VALPARAISO IN 463859287, VALPARAISO, IN 46385-9287

Tax Assessment & Valuation

Source: Porter County assessment roll, as of March 11, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyPorter County
County SubdivisionCenter Township
Unified School DistrictValparaiso Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,018.00 (-7.38%) Homeowner's exemption$503,600 (+8.44%) Land $106,300 Building $397,300$503,600 (+8.44%) Land $106,300 Building $397,300
2024$4,338.00 (-0.57%)
2023$4,363.00 (-5.48%)$464,400 (+6.12%) Land $99,100 Building $365,300$464,400 (+6.12%) Land $99,100 Building $365,300
2022$4,616.00$437,600 Land $99,100 Building $338,500$437,600 Land $99,100 Building $338,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVALPARAISO DEPARTMENT OF WATER WORKS
serves 36,000 people · EPA ID IN5264029
Water SourceGroundwater
Last State InspectionApr 2023
Lead4 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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