31 Laurel Ln, Warren, RI 02885 Property Records

Warren Town property record for 31 Laurel Ln, Warren, RI 02885

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,554 sqft · built 1860
Lot Size	1.1 acres (48,225 sqft)
Owner	2 Individual Names on Record
Last Sale	$357,000 (Sep 2016)
Tax Bill	$8,019 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-0523-12`

Property Details

APN / Parcel Number

Primary APN	`19-0523-12`
Alternative APN	`WARR M:13E L:40`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,554 sqft Living Area
Gross Area	2,730 sqft
Basement Area	696 sqft
Unfinished Basement	696 sqft

Exterior

Year Built	Built 1860
Effective Year Built	Effective 1860
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	48,225 sqft (1.1 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	19-0523-12
Street Address	31 LAUREL LN
City	WARREN
State	RI
Zip	02885-2225
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Lot Number	40
Jurisdiction	WARREN RI
Township / Civil Division	WARREN
Census Block Group	2
Census Block	2020
Census Tract	30602

Owner

Source: Warren Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	31 LAUREL LN, WARREN, RI 02885-2225
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Sep 23, 2020	Deed of Trust, Mortgage · Balloon Mortgage CITIZENS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2016 · Amount on Record
Deed Sale	Sep 15, 2016 · Amount on Record
Prior Sale	Mar 23, 2006 · Amount on Record
Deed Document Number	201618389
Deed Book / Page	909 / 332
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN RI
Recording Date	Apr 29, 2026
Property Address	31 LAUREL LN, WARREN, RI 02885-2225
Document Number	001165-314
Book / Page	1165 / 314
Instrument Date	Apr 22, 2026
Instrument	2026489
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 LAUREL LN, WARREN, RI 02885-2225

Mortgage

Document Number	0000000489,
Date	Apr 29, 2026
Book Page	1165/314
Instrument	2026489

Lender

Name	CITIZENS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Initial Type	Adjustable Rate
Max Rate	-1%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN RI
Property Address	31 LAUREL LN, WARREN, RI 02885-2225
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1018-178
Date	Sep 23, 2020
Book Page	1018/178
Instrument	27247

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Oct 1, 2045

Tax Assessment & Valuation

Source: Warren Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Warren Town
Unified School District	Bristol-Warren Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,019.00 (+27.61%)
2025	$6,284.00 (+9%)	$422,000 (-) Land $173,000 Building $249,000	$470,551
2023	$5,765.00 (-0.07%)	$422,000 (+31.75%) Land $173,000 Building $249,000
2022	$5,769.00	$320,300 Land $151,000 Building $169,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	9 (1978–2014)
Claims Outside the SFHA	6 of 9
Most Recent Claim	Mar 2014 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Mar 2010 · 3 claims Hurricane Bob, Aug 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRISTOL COUNTY WATER AUTHORITY serves 49,000 people · EPA ID RI1647515
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
i3 Broadband Cable	2,000 / 40
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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