31 Lake St, Wakefield, MA 01880 Property Records

Middlesex County and Wakefield Town property record for 31 Lake St, Wakefield, MA 01880

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,440 sqft · built 1900
Lot Size	0.254 acres (11,056 sqft)
Owner	2 Individual Names on File
Last Sale	$595,000 (Aug 2016)
Tax Bill	$10,036 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22947`

Property Details

APN / Parcel Number

Primary APN	`22947`
Alternative APN	`WAKE M:000013 B:0091 P:000037`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,440 sqft Living Area
Gross Area	3,240 sqft
Basement Area	720 sqft
Unfinished Basement	720 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1954
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,056 sqft (0.254 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	22947
Street Address	31 LAKE ST
City	WAKEFIELD
State	MA
Zip	01880-3129
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	GR
Legal Subdivision	B W ROBINSON S
Legal Block	91
Jurisdiction	WAKEFIELD MA
Township / Civil Division	WAKEFIELD
Census Block Group	4
Census Block	4002
Census Tract	335200

Owner

31 Lake St, a duplex, is owned by two individuals who bought it in August 2016.

Source: Middlesex County and Wakefield Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	15 BARBARA RD, STONEHAM, MA 02180-3446
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE COMPANY
Jun 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage ROSS MTG CO INC
Sep 24, 2019	Deed of Trust, Mortgage · Conventional with PMI ROSS MTG CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2016 · Amount on File
Deed Sale	Aug 15, 2016 · Amount on File
Prior Sale	Sep 4, 1992 · Amount on File
Deed Document Number	2016139613
Deed Book / Page	67808 / 31
Transfer Doc	0067808-31
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKEFIELD MA
Recording Date	Apr 23, 2026
Property Address	31 LAKE ST, WAKEFIELD, MA 01880-3129
Document Number	085501-324
Book / Page	85501 / 324
Instrument Date	Apr 17, 2026
Instrument	202645037
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 LAKE ST, WAKEFIELD, MA 01880-3129

Mortgage

Document Number	0000045037,
Date	Apr 23, 2026
Book Page	85501/324
Instrument	202645037

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKEFIELD MA
Property Address	31 LAKE ST, WAKEFIELD, MA 01880-3129
Document Number	75041-318
Instrument Date	Jun 29, 2020
Transaction Type	Mortgage
Record Updated	Jun 25, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 LAKE ST WAKEFIELD MA 018803129, WAKEFIELD, MA 01880-3129

Mortgage

Document Number	75041-318
Date	Jul 3, 2020
Book Page	075041/000318
Instrument	106906

Lender

Name	ROSS MTG CO INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 2, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKEFIELD MA
Property Address	31 LAKE ST, WAKEFIELD, MA 01880-3129
Document Number	73370-155
Instrument Date	Sep 24, 2019
Transaction Type	Mortgage
Record Updated	Oct 15, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 LAKE ST WAKEFIELD MA 018803129, WAKEFIELD, MA 01880-3129

Mortgage

Document Number	73370-155
Date	Sep 30, 2019
Book Page	073370/000155
Instrument	149068

Lender

Name	ROSS MTG CO INC

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 29, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 31 Lake St was $10,036, up 1.5% from the year before.

Source: Middlesex County and Wakefield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Wakefield Town
Unified School District	Wakefield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,036.00 (+1.47%)	$884,200 (+0.57%) Land $397,300 Building $486,900	$770,392
2024	$9,891.00 (+4.98%)	$879,200 (+9.46%) Land $395,000 Building $484,200
2023	$9,422.00	$803,200 Land $360,200 Building $443,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31 Lake St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 31 Lake St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAKEFIELD WATER DEPT serves 27,090 people · EPA ID MA3305000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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