31 Lake Dr, Needham, MA 02492 Property Records

Norfolk County and Needham Town property record for 31 Lake Dr, Needham, MA 02492

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 2,104 sqft · built 1954
Lot Size	0.371 acres (16,161 sqft)
Owner	2 Individual Names on File
Last Sale	$232,000 (May 1992)
Tax Bill	$13,996 (2025)
Deeds & Mortgages	Apr 2022 Refinance Jul 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`M:0520004400000`

Property Details

APN / Parcel Number

Primary APN	`M:0520004400000`
Alternative APN	`NEED M:052.0 B:0044 L:0000.0`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,104 sqft Living Area
Gross Area	3,566 sqft
Basement Area	1,462 sqft
Unfinished Basement	362 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Ranch
Exterior Material	Wood Siding
Lot Area	16,161 sqft (0.371 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	31 LAKE DR
City	NEEDHAM
State	MA
Zip	02492-2001
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SRB
Legal Subdivision	NEEDHAM
Legal Block	44
Jurisdiction	NEEDHAM MA
Township / Civil Division	NEEDHAM
Census Block Group	3
Census Block	3019
Census Tract	457200

Owner

31 Lake Dr is owned and occupied by two individuals who acquired it in July 2019.

Source: Norfolk County and Needham Town records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	31 LAKE DR, NEEDHAM, MA 02492-2001
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance VILLAGE BANK
Jul 26, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 1992 · Amount on File
Deed Sale	May 28, 1992 · Amount on File
Last Transfer Date	Jul 2, 2019
Transfer Doc	37001-21
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEEDHAM MA
Property Address	31 LAKE DR, NEEDHAM, MA 02492-2001
Transaction Type	Mortgage
Record Updated	Apr 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040456-317
Date	Apr 12, 2022
Book Page	40456/317
Instrument	31859

Lender

Name	VILLAGE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	May 1, 2042

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEEDHAM MA
Recording Date	Jul 26, 2019
Property Address	31 LAKE DR, NEEDHAM, MA 02492-2001
Document Number	37001-21
Book / Page	037001 / 000021
Instrument Date	Jul 2, 2019
Instrument	63363
Transaction Type	Transfer
Record Updated	Aug 13, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	31 LAKE ST NEEDHAM MA 02492, NEEDHAM, MA 02492

Tax Assessment & Valuation

The 2025 property tax bill for 31 Lake Dr was $13,996.

Source: Norfolk County and Needham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Needham Town
Unified School District	Needham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,996.00	$1,320,400 Land $811,700 Building $508,700	$1,528,265 (+22.08%)
2024			$1,251,815
2023	$11,992.00	$919,600 Land $514,800 Building $404,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31 Lake Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31 Lake Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEEDHAM WATER DEPT serves 31,664 people · EPA ID MA3199000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jun 2024
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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